Discover it for Students

by DiscoverCashback

5% on rotating categories · $0 annual fee

Annual fee

No fee

—

No current offer

Credits

—

No tracked credits

Median FICO

730

Approved

Median income

$5,840

Approved

Apply now

02 · earn & credits

Earn rates & credits

Earn rates

Category	Rate
Rotating categories Activation required each quarter on first $1,500/qtr, then 1% Q2 2026: Dining, Home Improvement	5%
Everything Else	1%

Statement credits

No statement credits tracked.

Intro APR

0% for 6 months on purchases

Then 16.49%–25.49% variable APR

03 · approval odds

n = 7 · 6 approved · 1 denied

Median FICO

730

Median income

$5,840

Credit history

2 yrs

Approval rate by FICO score

790+no data—

760–789100%

730–759no data—

700–729no data—

670–699no data—

< 670no data—

ApprovedDenied

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