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20 cards ranked

Best credit card to use at Virgin Experience Gifts.

Online ShoppingEntertainment

Virgin Experience Gifts is an online marketplace, operating under license from the Virgin Group brand, that sells gift experiences such as spa days, hot air balloon rides, driving experiences, and adventure outings that recipients redeem with local partner vendors. It functions more like a curated gift-card platform than a direct service provider. There's no Virgin Experience Gifts co-brand credit card, so a general online shopping rewards card, or an entertainment category card where one applies, is the better way to pay than expecting a dedicated bonus.

Picks without a tag earn at Virgin Experience Gifts both in-store and online. Watch for theOnline onlytag — those bonuses only apply on virginexperiencegifts.com.

  1. #1
    Discover
    5% on entertainment this quarter (Q4 2026) (up to $1,500/quarter, then 1%). Activation required each quarter.
    Activation required each quarter
    5%
  2. #2
    Discover
    5% on entertainment this quarter (Q4 2026) (up to $1,500/quarter, then 1%). Activation required each quarter.
    Activation required each quarter
    5%
  3. #3
    Discover
    5% on entertainment this quarter (Q4 2026) (up to $1,500/quarter, then 1%). Activation required each quarter.
    Activation required each quarter
    5%
  4. #4
    NHL Discover itthis quarter
    Discover
    5% on entertainment this quarter (Q4 2026) (up to $1,500/quarter, then 1%). Activation required each quarter.
    Activation required each quarter
    5%
  5. #5
    US Bank Business Essentials Plusif it’s your top category
    U.S. Bank
    5% on entertainment if it's your top eligible spend category that cycle (up to $200,000/year, then 2%)
    Automatically on your top eligible spend category each month from 8 eligible (accounting & tax services, airlines, cell phone service providers, dining, entertainment, office supply stores, postal & shipping services, utilities), up to $200,000 a year
    5%
  6. #6
    American Express
    3% on online shopping (up to $6,000/year, then 1%)
    U.S. online retail purchases
    3%
  7. #7
    Capital One
    3% on entertainment
    Also 8% on Capital One Entertainment
    3%
  8. #8
    Capital One
    3% on entertainment
    3%
  9. #9
    Capital One
    3% on entertainment
    3%
  10. #10
    Synchrony
    3% on entertainment
    Movie theaters, concerts, amusement parks, digital goods, and gym or golf memberships. 4% when you split the purchase in Venmo and friends pay you back within 30 days.
    3%
  11. #11
    Robinhood
    3% flat-rate cashback
    3%
  12. #12
    Bank of America Cash Rewards SecuredOnline onlyif you select it
    Bank of America
    3% on online shopping if you select it as a bonus category (up to $2,500/quarter, then 1%)
    3% in choice category (gas, online shopping, dining, travel, drugstores, home improvement); cap is combined with groceries/wholesale-club row
    3%
  13. #13
    Bank of America Customized Cash RewardsOnline onlyif you select it
    Bank of America
    3% on online shopping if you select it as a bonus category (up to $2,500/quarter, then 1%)
    3% in choice category (gas, online shopping, dining, travel, drugstores, home improvement); cap is combined with groceries/wholesale-club row
    3%
  14. #14
    Citi Strataif you select it
    Citi
    3x points on entertainment if you select it as a bonus category
    3x on one eligible self-select category of your choice: Select Streaming Services (the default), Fitness Clubs, Live Entertainment, Cosmetic Stores/Barber Shops/Hair Salons, or Pet Supply Stores. Changeable once per calendar quarter.
    3.0%3x points
  15. #15
    American Express
    4x points on online shopping
    Eligible U.S. online retail purchases
    2.0%4x points
  16. #16
    American Express
    2% flat-rate cashback
    2%
  17. #17
    Capital One
    2% flat-rate cashback
    2%
  18. #18
    Citi
    2% flat-rate cashback
    1% when you buy, 1% when you pay
    2%
  19. #19
    First Electronic Bank
    2% flat-rate cashback
    Tiers of 2%, 2.5%, 3%, or 4% based on assets held on Coinbase; tiers above 2% are capped at $10,000 in eligible purchases per month, then 2%. Requires Coinbase One membership.
    2%
  20. #20
    Elan Financial Services
    2% flat-rate cashback
    When deposited into an eligible Fidelity account
    2%

Last updated September 14, 2026