Best credit card to use at 1-800 Contacts.
1-800 Contacts is the largest direct-to-consumer retailer of contact lenses in the United States, shipping name-brand lenses from Acuvue, Bausch + Lomb, Alcon, and CooperVision straight to customers who upload a valid prescription. It also runs a telehealth-style online eye exam and prescription renewal service in some states. There is no 1-800 Contacts co-brand credit card, so the purchase simply codes as online shopping. A flat-rate cashback card or one with an online shopping bonus category is the most reliable way to earn on orders, and FSA or HSA cards are commonly accepted since lenses are an eligible medical expense.
Picks without a tag earn at 1-800 Contacts both in-store and online. Watch for theOnline onlytag — those bonuses only apply on 1800contacts.com.
- #1Blue Cash EverydayOnline onlyAmerican Express3% on online shopping (up to $6,000/year, then 1%)U.S. online retail purchases3%
- #23%
- #32%
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- #5First Electronic Bank2% flat-rate cashbackUp to 4% with higher crypto balances on Coinbase; requires Coinbase One membership2%
- #6Elan Financial Services2% flat-rate cashbackWhen deposited into an eligible Fidelity account2%
- #7American Express2% flat-rate cashbackUnlimited 2% cash back on eligible purchases2%
- #8Navy Federal2% flat-rate cashbackIssued on the cashRewards application when approved for a credit limit of $5,000 or more; lower limits receive cashRewards at 1.5%2%
- #92%
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- #122%
Last updated July 9, 2026