Best credit card to use at 1-800 Contacts.
1-800 Contacts is the largest direct-to-consumer retailer of contact lenses in the United States, shipping name-brand lenses from Acuvue, Bausch + Lomb, Alcon, and CooperVision straight to customers who upload a valid prescription. It also runs a telehealth-style online eye exam and prescription renewal service in some states. There is no 1-800 Contacts co-brand credit card, so the purchase simply codes as online shopping. A flat-rate cashback card or one with an online shopping bonus category is the most reliable way to earn on orders, and FSA or HSA cards are commonly accepted since lenses are an eligible medical expense.
Picks without a tag earn at 1-800 Contacts both in-store and online. Watch for theOnline onlytag — those bonuses only apply on 1800contacts.com.
- #1Bank of America3% on online shopping if you select it as a bonus category (up to $2,500/quarter, then 1%)3% in choice category (gas, online shopping, dining, travel, drugstores, home improvement); cap is combined with groceries/wholesale-club row3%
- #2Bank of America3% on online shopping if you select it as a bonus category (up to $2,500/quarter, then 1%)3% in choice category (gas, online shopping, dining, travel, drugstores, home improvement); cap is combined with groceries/wholesale-club row3%
- #3Blue Cash EverydayOnline onlyAmerican Express3% on online shopping (up to $6,000/year, then 1%)U.S. online retail purchases3%
- #43%
- #5Hilton Honors American Express SurpassOnline onlyAmerican Express4x points on online shoppingEligible U.S. online retail purchases2.0%4x points
- #62%
- #72%
- #82%
- #9First Electronic Bank2% flat-rate cashbackTiers of 2%, 2.5%, 3%, or 4% based on assets held on Coinbase; tiers above 2% are capped at $10,000 in eligible purchases per month, then 2%. Requires Coinbase One membership.2%
- #10Elan Financial Services2% flat-rate cashbackWhen deposited into an eligible Fidelity account2%
- #11American Express2% flat-rate cashbackUnlimited 2% cash back on eligible purchases2%
- #122%
- #132%
- #14Navy Federal2% flat-rate cashbackIssued on the cashRewards application when approved for a credit limit of $5,000 or more; lower limits receive cashRewards at 1.5%2%
- #15PenFed Credit Union2% flat-rate cashback2% with PenFed Honors Advantage (current or former military, or a PenFed Access America checking account); 1.5% otherwise2%
- #162%
- #172%
- #18TD Bank2% flat-rate cashbackEarns 2 points per dollar; 1 point is worth 1 cent, with a 2,500 point minimum to redeem as a statement credit or a deposit to a TD checking or savings account2%
- #192%
- #202%
Last updated August 10, 2026