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01 · overview

Bank of America Customized Cash Rewards

by Bank of AmericaCashback

$200 welcome bonus · 3% on selected categories · $0 annual fee

Bank of America Customized Cash Rewards
Annual fee
$0
No fee
Sign up bonus
$200
After $1,000 in 3 mo
Credits
No tracked credits
Median FICO
753
Approved
Median income
$70,000
Approved
Welcome bonus
$200
After $1,000 in 3 mo
Apply now
02 · earn & credits

Earn rates & credits

Earn rates
CategoryRate
Choose 1 category
3% in choice category (gas, online shopping, dining, travel, drugstores, home improvement); cap is combined with groceries/wholesale-club row
on first $2,500/qtr, then 1%
3%
Groceries
Also includes wholesale clubs; cap is combined with choice category
on first $2,500/qtr, then 1%
2%
Everything Else
1%
Statement credits
No statement credits tracked.
Intro APR
0% for 15 months on balance transfers
0% for 15 months on purchases
Then 17.49%–27.49% variable APR
03 · approval odds

Approval odds

n = 4 · 4 approved
Limited data — n = 4. Charts appear once we have 5+ data points. Submit yours to help. Log in to submit →
05 · reading

Further reading