Best credit card to use at Steam.

Picks without a tag earn at Steam both in-store and online. Watch for theOnline onlytag — those bonuses only apply on store.steampowered.com.

1. #1
   
   Blue Cash EverydayOnline only

   American Express

   3% on online shopping (up to $6,000/year, then 1%)

   U.S. online retail purchases
   3%
2. #2
   
   Capital One Savor Cash Rewards

   Capital One

   3% on entertainment

   Also 8% on Capital One Entertainment
   3%
3. #3
   
   Capital One Savor Student Cash Rewards

   Capital One

   3% on entertainment
   3%
4. #4
   
   Capital One SavorOne Cash Rewards

   Capital One

   3% on entertainment
   3%
5. #5
   
   Disney Inspire Visa

   Chase

   3% on entertainment

   Most U.S. Disney locations
   3%
6. #6
   
   Venmo Credit Cardif it’s your top category

   Synchrony

   3% on entertainment if it's your top eligible spend category that cycle

   Automatically on your highest-spend eligible category each statement period (8 eligible: transportation, travel, groceries, entertainment, dining & nightlife, bills & utilities, health & beauty, gas). Drugstores here represents health & beauty; bills & utilities maps to utilities.
   3%
7. #7
   
   Disney Premier Visa

   Chase

   2% on entertainment

   Select Disney purchases, gas stations, and grocery stores
   2%
8. #8
   
   Robinhood Gold

   Robinhood

   3% flat-rate cashback
   3%
9. #9
   
   Blue Business Cash from American Express

   American Express

   2% flat-rate cashback
   2%
10. #10
    
    Citi Double Cash

    Citi

    2% flat-rate cashback

    1% when you buy, 1% when you pay
    2%
11. #11
    
    Coinbase One

    First Electronic Bank

    2% flat-rate cashback

    Up to 4% with higher crypto balances on Coinbase; requires Coinbase One membership
    2%
12. #12
    
    Fidelity Rewards Visa Signature

    Elan Financial Services

    2% flat-rate cashback

    When deposited into an eligible Fidelity account
    2%
13. #13
    
    Graphite Business Cash Unlimited

    American Express

    2% flat-rate cashback

    Unlimited 2% cash back on eligible purchases
    2%
14. #14
    
    Navy Federal cashRewards Plus

    Navy Federal

    2% flat-rate cashback

    Issued on the cashRewards application when approved for a credit limit of $5,000 or more; lower limits receive cashRewards at 1.5%
    2%
15. #15
    
    PNC Cash Unlimited

    PNC

    2% flat-rate cashback
    2%
16. #16
    
    Smartly Visa Signature

    U.S. Bank

    2% flat-rate cashback
    2%
17. #17
    
    Wells Fargo Active Cash

    Wells Fargo

    2% flat-rate cashback
    2%
18. #18
    
    Wells Fargo Signify Business Cash

    Wells Fargo

    2% flat-rate cashback
    2%

Last updated June 30, 2026