10 cards ranked
Best credit card to use at Uber.
Transit
Uber is the largest U.S. rideshare service. Uber rides code under the transit category on most cards (and as ground transportation on a few). The Amex Platinum and Amex Gold include monthly Uber Cash credits that apply to both rides and Uber Eats orders. Several cards (Capital One Venture X, Sapphire Reserve) earn elevated rates on rideshare via their travel multipliers. Uber One membership stacks with some card credits but is rarely earned back unless you ride or order frequently.
- #1Citi Custom Cashif it’s your top categoryCiti5% on transit if it's your top eligible spend category that cycle (up to $500/month, then 1%)Automatically on your top eligible spend category each billing cycle5%
- #2Chase5% on transitOn Lyft rides through September 30, 2027 (limited-time promo)5%
- #3U.S. Bank Cash+ Visa Signatureif you select itU.S. Bank5% on transit if you select it as a bonus category (up to $2,000/quarter, then 1%)Choose 2 categories each quarter, up to $2,000 combined5%
- #4American Express Business Goldif it’s your top categoryAmerican Express4x points on transit if it's your top eligible spend category that cycle (up to $150,000/year, then 1%)Automatically on your top 2 spending categories each billing cycle from 6 eligible (airfare, U.S. advertising, U.S. gas, U.S. restaurants, U.S. computer/cloud, transit) — combined cap4.8%4x points
- #54.0%2x points
- #63.6%3x points
- #7American Express3% on transitIncluding taxis, rideshare, parking, tolls, trains, buses3%
- #83.0%3x points
- #93.0%3x points
- #102.4%2x points
