10 cards ranked
Best credit card to use at Lyft.
Transit
Lyft is the second-largest U.S. rideshare service after Uber. Rides code under the transit category on most cards. The Chase Sapphire Reserve historically pays 10x on Lyft rides through 2027, and Lyft Pink (Lyft's premium membership) is comped with several Chase cards. Sapphire Preferred, Venture X, and SavorOne all earn elevated transit/rideshare rates without the Lyft-specific multipliers.
- #1Citi Custom Cashif it’s your top categoryCiti5% on transit if it's your top eligible spend category that cycle (up to $500/month, then 1%)Automatically on your top eligible spend category each billing cycle5%
- #2Chase5% on transitOn Lyft rides through September 30, 2027 (limited-time promo)5%
- #3U.S. Bank Cash+ Visa Signatureif you select itU.S. Bank5% on transit if you select it as a bonus category (up to $2,000/quarter, then 1%)Choose 2 categories each quarter, up to $2,000 combined5%
- #4American Express Business Goldif it’s your top categoryAmerican Express4x points on transit if it's your top eligible spend category that cycle (up to $150,000/year, then 1%)Automatically on your top 2 spending categories each billing cycle from 6 eligible (airfare, U.S. advertising, U.S. gas, U.S. restaurants, U.S. computer/cloud, transit) — combined cap4.8%4x points
- #54.0%2x points
- #63.6%3x points
- #7American Express3% on transitIncluding taxis, rideshare, parking, tolls, trains, buses3%
- #83.0%3x points
- #93.0%3x points
- #102.4%2x points
