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20 cards ranked

Best credit card to use at Sun Country Airlines.

AirlinesTravel

Sun Country Airlines is a Minneapolis/St. Paul-based ultra-low-cost carrier with a hybrid business model that combines scheduled leisure flights, cargo flying for Amazon, and ad-hoc charters for sports teams and casinos. Routes mostly connect MSP to warm-weather US and Mexico destinations during peak seasons. Sun Country purchases code as airlines/airfare on every credit card. Cards with airfare bonus categories all earn full rate: the Chase Sapphire Reserve at 4x, Amex Gold at 3x on direct-booked flights, Capital One Venture X at 2x.

  1. #1
    American Express
    5x points on airlines
    Booked directly with airlines or through Amex Travel, up to $500,000 per calendar year
    6.0%5x points
  2. #2
    Chase
    4x points on airlines
    Flights booked directly with airlines
    5.0%4x points
  3. #3
    Citi Custom Cashif it’s your top category
    Citi
    5% on travel if it's your top eligible spend category that cycle (up to $500/month, then 1%)
    Automatically on your top eligible spend category each billing cycle
    5%
  4. #4
    American Express Business Goldif it’s your top category
    American Express
    4x points on airlines if it's your top eligible spend category that cycle (up to $150,000/year, then 1%)
    Automatically on your top 2 spending categories each billing cycle from 6 eligible (airfare, U.S. advertising, U.S. gas, U.S. restaurants, U.S. computer/cloud, transit) — combined cap
    4.8%4x points
  5. #5
    U.S. Bank
    4x points on travel
    Also gas stations and EV charging, up to $1,000/quarter
    4.0%4x points
  6. #6
    Wells Fargo
    4x points on airlines
    4.0%4x points
  7. #7
    Chase
    2x points on airlines
    Purchased directly from airlines
    4.0%2x points
  8. #8
    American Express
    3x points on airlines
    3.6%3x points
  9. #9
    American Express
    3x points on travel
    3.6%3x points
  10. #10
    American Express
    3x points on airlines
    Flights booked directly with airlines
    3.6%3x points
  11. #11
    American Express
    7x points on airlines
    Flights booked directly with airlines or through AmexTravel.com
    3.5%7x points
  12. #12
    Comenity Capital Bank
    3% on travel
    Includes AAA purchases
    3%
  13. #13
    Chase
    3x points on airlines
    Aer Lingus, British Airways, and Iberia flights
    3.0%3x points
  14. #14
    Chase
    3x points on airlines
    Air Canada direct purchases
    3.0%3x points
  15. #15
    Bank of America
    3x points on airlines
    3.0%3x points
  16. #16
    Bank of America
    3x points on airlines
    3.0%3x points
  17. #17
    Bank of America
    3x points on airlines
    3.0%3x points
  18. #18
    Bilt
    2x points on travel
    3.0%2x points
  19. #19
    Bilt
    2x points on travel
    3.0%2x points
  20. #20
    Chase
    3x points on airlines
    British Airways, Aer Lingus, and Iberia flights
    3.0%3x points

Last updated May 17, 2026