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20 cards ranked

Best credit card to use at Stumptown Coffee Roasters.

DiningOnline Shopping

Stumptown is the Portland roaster that helped define third-wave coffee, and its web store ships whole-bean subscriptions, cold brew, and brew gear from stumptowncoffee.com. Its cafes code as dining, while web orders code as online retail.

Picks without a tag earn at Stumptown Coffee Roasters both in-store and online. Watch for theOnline onlytag — those bonuses only apply on stumptowncoffee.com.

  1. #1
    Robinhood
    5% on dining
    5%
  2. #2
    American Express Business Goldif it’s your top category
    American Express
    4x points on dining if it's your top eligible spend category that cycle (up to $150,000/year, then 1%)
    Automatically on your top 2 spending categories each billing cycle from 6 eligible (U.S. advertising, U.S. electronic goods retailers and software/cloud providers, U.S. restaurants, U.S. gas stations, transit, U.S. wireless telephone service), combined cap. Flights earn 3x via AmexTravel.com.
    4.8%4x points
  3. #3
    American Express
    4x points on dining (up to $50,000/year, then 1%)
    4.8%4x points
  4. #4
    U.S. Bank
    4x points on dining (up to $2,000/quarter, then 1%)
    Up to $2,000/quarter
    4.0%4x points
  5. #5
    Chase
    2x points on dining
    4.0%2x points
  6. #6
    World of Hyatt Businessif it’s your top category
    Chase
    2x points on dining if it's your top eligible spend category that cycle
    Automatically 2x total in your top three spend categories each calendar quarter, from dining, shipping, airline tickets bought directly with the airline, local transit and commuting, social media and search engine advertising, car rental agencies, gas stations, and internet/cable/phone services
    4.0%2x points
  7. #7
    Barclays
    4x points on dining
    4.0%4x points
  8. #8
    Barclays
    4x points on dining
    4.0%4x points
  9. #9
    Chase
    3x points on dining
    Dining worldwide, including takeout and eligible delivery
    3.8%3x points
  10. #10
    Chase
    3x points on dining
    3.8%3x points
  11. #11
    American Express
    7x points on dining
    U.S. restaurants
    3.5%7x points
  12. #12
    Comenity Capital Bank
    3% on dining
    3%
  13. #13
    Chase
    3x points on dining
    3.0%3x points
  14. #14
    Bank of America
    3x points on dining
    3.0%3x points
  15. #15
    Bank of America
    3x points on dining
    3.0%3x points
  16. #16
    Bank of America
    3% on dining if you select it as a bonus category (up to $2,500/quarter, then 1%)
    3% in choice category (gas, online shopping, dining, travel, drugstores, home improvement); cap is combined with groceries/wholesale-club row
    3%
  17. #17
    Bank of America
    3% on dining if you select it as a bonus category (up to $2,500/quarter, then 1%)
    3% in choice category (gas, online shopping, dining, travel, drugstores, home improvement); cap is combined with groceries/wholesale-club row
    3%
  18. #18
    Bilt Obsidianif you select it
    Bilt
    3x points on dining if you select it as a bonus category (up to $25,000/year, then 1%)
    Choose dining (default) or groceries as your 3x category annually (cap applies when groceries is selected). Earn up to 6x at participating Bilt Dining restaurants (limited network) when Dining is the selected category.
    3.0%3x points
  19. #19
    American Express
    3% on online shopping (up to $6,000/year, then 1%)
    U.S. online retail purchases
    3%
  20. #20
    Capital One
    3% on dining
    3%

A bean subscription is textbook recurring online spend for a Customized Cash set to online shopping at 3 percent. Orders at the cafes themselves land in the dining bucket instead, where an Amex Gold's 4x or any dining card outearns every online category.

Last updated August 10, 2026