10 cards ranked
Best credit card to use at Spirit Airlines.
AirlinesTravel
Spirit Airlines is a U.S. ultra-low-cost carrier known for stripped-down base fares with à la carte pricing for bags, seat selection, and refreshments. Tickets code as airfare on every card we track, but for cards that offer trip-delay or trip-cancel insurance the small base fare often falls below useful coverage thresholds. There's no widely-issued co-branded Spirit credit card, so general travel cards (Sapphire Preferred, Venture, Capital One Savor) are typically the best pairing.
- #1American Express5x points on airlinesBooked directly with airlines or through Amex Travel, up to $500,000 per calendar year6.0%5x points
- #25.0%4x points
- #3Citi Custom Cashif it’s your top categoryCiti5% on travel if it's your top eligible spend category that cycle (up to $500/month, then 1%)Automatically on your top eligible spend category each billing cycle5%
- #4American Express Business Goldif it’s your top categoryAmerican Express4x points on airlines if it's your top eligible spend category that cycle (up to $150,000/year, then 1%)Automatically on your top 2 spending categories each billing cycle from 6 eligible (airfare, U.S. advertising, U.S. gas, U.S. restaurants, U.S. computer/cloud, transit) — combined cap4.8%4x points
- #5U.S. Bank4x points on travelAlso gas stations and EV charging, up to $1,000/quarter4.0%4x points
- #64.0%4x points
- #74.0%2x points
- #83.6%3x points
- #93.6%3x points
- #10American Express3x points on airlinesFlights booked directly with airlines3.6%3x points