Best credit card to use at Smith's.

1. #1
   
   Blue Cash Preferred

   American Express

   6% on groceries (up to $6,000/year, then 1%)

   U.S. supermarkets
   6%
2. #2
   
   AAA Daily Advantage Visa Signature

   Comenity Capital Bank

   5% on groceries (up to $10,000/year, then 1%)

   Combined $500/year cash back cap with wholesale clubs and gas/EV-charging stations; 1% thereafter
   5%
3. #3
   
   American Express Gold

   American Express

   4x points on groceries
   4.8%4x points
4. #4
   
   Marriott Bonvoy Bevy American Express

   American Express

   4x points on groceries

   U.S. supermarkets and restaurants (up to $15,000/yr combined, then 2x)
   4.8%4x points
5. #5
   
   Wyndham Rewards Earner Plus

   Barclays

   4x points on groceries
   4.0%4x points
6. #6
   
   Wyndham Rewards Earner Premier

   Barclays

   4x points on groceries

   Excludes Target and Walmart
   4.0%4x points
7. #7
   
   Navy Federal More Rewards American Express

   Navy Federal

   3x points on groceries
   3.6%3x points
8. #8
   
   Wells Fargo Choice Privileges Select Mastercard

   Wells Fargo

   5x points on groceries
   3.5%5x points
9. #9
   
   AAA Travel Advantage Visa Signature

   Comenity Capital Bank

   3% on groceries
   3%
10. #10
    
    Aeroplan

    Chase

    3x points on groceries
    3.0%3x points
11. #11
    
    Bilt Obsidianif you select it

    Bilt

    3x points on groceries if you select it as a bonus category (up to $25,000/year, then 1%)

    Choose dining (default) or groceries as your 3x category annually (cap applies when groceries is selected)
    3.0%3x points
12. #12
    
    Blue Cash Everyday

    American Express

    3% on groceries (up to $6,000/year, then 1%)

    U.S. supermarkets
    3%
13. #13
    
    Capital One Savor Cash Rewards

    Capital One

    3% on groceries
    3%
14. #14
    
    Capital One Savor Student Cash Rewards

    Capital One

    3% on groceries
    3%
15. #15
    
    Capital One SavorOne Cash Rewards

    Capital One

    3% on groceries
    3%
16. #16
    
    Citi Strata

    Citi

    3x points on groceries
    3.0%3x points
17. #17
    
    Citi Strata Premier

    Citi

    3x points on groceries
    3.0%3x points
18. #18
    
    Hilton Honors American Express Surpass

    American Express

    6x points on groceries

    U.S. supermarkets
    3.0%6x points
19. #19
    
    USAA Cashback Rewards Plus

    USAA

    3% on groceries

    First $3,000/year
    3%
20. #20
    
    Venmo Credit Cardif it’s your top category

    Synchrony

    3% on groceries if it's your top eligible spend category that cycle

    Automatically on your highest-spend eligible category each statement period (8 eligible: transportation, travel, groceries, entertainment, dining & nightlife, bills & utilities, health & beauty, gas). Drugstores here represents health & beauty; bills & utilities maps to utilities.
    3%

Last updated June 30, 2026