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20 cards ranked

Best credit card to use at Safeway.

Groceries

Safeway is one of Albertsons' largest banners, running about 900 stores primarily in the Western U.S. Safeway codes as groceries at the register and most online ordering happens through safeway.com or DoorDash partnerships. Safeway's own Just for U digital coupons stack with whatever card-side cashback you earn at checkout.

  1. #1
    American Express
    6% on groceries (up to $6,000/year, then 1%)
    U.S. supermarkets
    6%
  2. #2
    First Electronic Bank
    Co-branded Safeway card
    Online and app orders (delivery and pickup) placed through Albertsons Companies banner sites such as safeway.com; in-store purchases earn 3%
    5%
  3. #3
    Comenity Capital Bank
    5% on groceries (up to $10,000/year, then 1%)
    Combined $500/year cash back cap with wholesale clubs and gas/EV-charging stations; 1% thereafter
    5%
  4. #4
    Chase Freedom Flexthis quarter
    Chase
    5% on groceries this quarter (Q4 2026) (up to $1,500/quarter, then 1%). Activation required each quarter.
    Q4 2026: grocery stores (excluding Walmart and Target), dining, and donations to the American Red Cross
    5%
  5. #5
    American Express
    4x points on groceries (up to $25,000/year, then 1%)
    4.8%4x points
  6. #6
    Barclays
    4x points on groceries
    4.0%4x points
  7. #7
    Barclays
    4x points on groceries
    Excludes Target and Walmart
    4.0%4x points
  8. #8
    Wells Fargo
    5x points on groceries
    3.5%5x points
  9. #9
    Comenity Capital Bank
    3% on groceries
    3%
  10. #10
    Chase
    3x points on groceries
    Purchases posting through December 31, 2026 earn 3x, then 2x
    3.0%3x points
  11. #11
    American Express
    3% on groceries (up to $6,000/year, then 1%)
    U.S. supermarkets
    3%
  12. #12
    Capital One
    3% on groceries
    3%
  13. #13
    Capital One
    3% on groceries
    3%
  14. #14
    Capital One
    3% on groceries
    3%
  15. #15
    Citi
    3x points on groceries
    3.0%3x points
  16. #16
    Citi
    3x points on groceries
    3.0%3x points
  17. #17
    American Express
    6x points on groceries
    U.S. supermarkets
    3.0%6x points
  18. #18
    Navy Federal
    3x points on groceries
    3.0%3x points
  19. #19
    USAA
    3% on groceries
    First $3,000/year
    3%
  20. #20
    Barclays
    3x points on groceries
    Excludes Target and Walmart; the 3x tier also covers eligible Wyndham Vacation Club purchases
    3.0%3x points

Last updated October 23, 2026