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20 cards ranked

Best credit card to use at Safeway.

Groceries

Safeway is one of Albertsons' largest banners, running about 900 stores primarily in the Western U.S. Safeway codes as groceries at the register and most online ordering happens through safeway.com or DoorDash partnerships. Safeway's own Just for U digital coupons stack with whatever card-side cashback you earn at checkout.

  1. #1
    American Express
    6% on groceries (up to $6,000/year, then 1%)
    U.S. supermarkets
    6%
  2. #2
    Comenity Capital Bank
    5% on groceries (up to $10,000/year, then 1%)
    Combined $500/year cash back cap with wholesale clubs and gas/EV-charging stations; 1% thereafter
    5%
  3. #3
    Wells Fargo
    5x points on groceries
    5.0%5x points
  4. #4
    American Express
    4x points on groceries
    4.8%4x points
  5. #5
    American Express
    4x points on groceries
    U.S. supermarkets and restaurants (up to $15,000/yr combined, then 2x)
    4.8%4x points
  6. #6
    Bilt Obsidianif you select it
    Bilt
    3x points on groceries if you select it as a bonus category (up to $25,000/year, then 1%)
    Choose dining (default) or groceries as your 3x category annually (cap applies when groceries is selected)
    4.5%3x points
  7. #7
    Navy Federal
    3x points on groceries
    3.6%3x points
  8. #8
    Comenity Capital Bank
    3% on groceries
    3%
  9. #9
    Chase
    3x points on groceries
    3.0%3x points
  10. #10
    American Express
    3% on groceries (up to $6,000/year, then 1%)
    U.S. supermarkets
    3%
  11. #11
    Capital One
    3% on groceries
    3%
  12. #12
    Capital One
    3% on groceries
    3%
  13. #13
    Capital One
    3% on groceries
    3%
  14. #14
    Citi
    3x points on groceries
    3.0%3x points
  15. #15
    Citi
    3x points on groceries
    3.0%3x points
  16. #16
    American Express
    6x points on groceries
    U.S. supermarkets
    3.0%6x points
  17. #17
    USAA
    3% on groceries
    First $3,000/year
    3%
  18. #18
    Venmo Credit Cardif it’s your top category
    Synchrony
    3% on groceries if it's your top eligible spend category that cycle
    Automatically on your highest-spend eligible category each statement period (8 eligible: transportation, travel, groceries, entertainment, dining & nightlife, bills & utilities, health & beauty, gas). Drugstores here represents health & beauty; bills & utilities maps to utilities.
    3%
  19. #19
    Wells Fargo
    3x points on groceries
    3.0%3x points
  20. #20
    Chase
    2x points on groceries
    Gas stations and grocery stores (first $5,000/year)
    2.6%2x points

Last updated May 17, 2026