Safeway forU American Express

If you shop at Safeway or another Albertsons Companies banner, this no-annual-fee card pays 5% back on online and app orders, including pickup and delivery, and 3% on in-store groceries and pharmacy purchases. The bigger surprise is outside the store: gas, dining, utilities and streaming all earn 3% with no spending cap stated in the rewards terms, which makes it a reasonable everyday card even for people who split their grocery runs between chains. Everything else earns 1%, and rewards post automatically as a statement credit each billing cycle, so there is nothing to redeem. The welcome offer is small at $50 after $1,000 in spending within 90 days, and purchases at Albertsons Companies stores do not count toward it. The card is issued by First Electronic Bank and run through the Imprint app rather than American Express, cross-border transactions may be declined, and the APR runs as high as 34.24%, so treat it as a domestic card you pay off in full every month.