20 cards ranked
Best credit card to use at Red Lobster.
Dining
Red Lobster is the country's largest casual seafood chain, known for Cheddar Bay Biscuits and its annual Endless Shrimp promotion. Meals run through as dining or restaurant purchases on nearly every card, so reach for one that rewards restaurant spending if you want more than the base rate back on dinner.
- #1Discover it Cash Backthis quarterDiscover5% on dining this quarter (Q2 2026) (up to $1,500/quarter, then 1%). Activation required each quarter.Activation required each quarter5%
- #2Discover it for Studentsthis quarterDiscover5% on dining this quarter (Q2 2026) (up to $1,500/quarter, then 1%). Activation required each quarter.Activation required each quarter5%
- #3NHL Discover itthis quarterDiscover5% on dining this quarter (Q2 2026) (up to $1,500/quarter, then 1%). Activation required each quarter.Activation required each quarter5%
- #45%
- #5American Express Business Goldif it’s your top categoryAmerican Express4x points on dining if it's your top eligible spend category that cycle (up to $150,000/year, then 1%)Automatically on your top 2 spending categories each billing cycle from 6 eligible (airfare, U.S. advertising, U.S. gas, U.S. restaurants, U.S. computer/cloud, transit) — combined cap4.8%4x points
- #64.8%4x points
- #7American Express4x points on diningRestaurants worldwide and U.S. supermarkets (up to $15,000/yr combined, then 2x)4.8%4x points
- #84.0%4x points
- #94.0%2x points
- #104.0%2x points
- #114.0%4x points
- #124.0%4x points
- #13Chase3x points on diningDining worldwide, including takeout and eligible delivery3.8%3x points
- #143.8%3x points
- #153.6%3x points
- #163.6%3x points
- #173.6%3x points
- #183.5%7x points
- #193%
- #203.0%3x points
Last updated June 30, 2026