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20 cards ranked

Best credit card to use at Portillo's.

Dining

Portillo's is a Chicago-rooted chain famous for its Italian beef sandwiches, Chicago-style hot dogs, and chocolate cake shakes. Like most sit-down and counter-service spots, a tab here codes as dining or restaurants, so the smart move is a card that earns a bonus rate on dining rather than a flat-rate everyday card.

  1. #1
    Discover
    5% on dining this quarter (Q2 2026) (up to $1,500/quarter, then 1%). Activation required each quarter.
    Activation required each quarter
    5%
  2. #2
    Discover
    5% on dining this quarter (Q2 2026) (up to $1,500/quarter, then 1%). Activation required each quarter.
    Activation required each quarter
    5%
  3. #3
    NHL Discover itthis quarter
    Discover
    5% on dining this quarter (Q2 2026) (up to $1,500/quarter, then 1%). Activation required each quarter.
    Activation required each quarter
    5%
  4. #4
    Robinhood
    5% on dining
    5%
  5. #5
    American Express Business Goldif it’s your top category
    American Express
    4x points on dining if it's your top eligible spend category that cycle (up to $150,000/year, then 1%)
    Automatically on your top 2 spending categories each billing cycle from 6 eligible (airfare, U.S. advertising, U.S. gas, U.S. restaurants, U.S. computer/cloud, transit) — combined cap
    4.8%4x points
  6. #6
    American Express
    4x points on dining
    4.8%4x points
  7. #7
    American Express
    4x points on dining
    Restaurants worldwide and U.S. supermarkets (up to $15,000/yr combined, then 2x)
    4.8%4x points
  8. #8
    U.S. Bank
    4x points on dining
    Up to $2,000/quarter
    4.0%4x points
  9. #9
    Chase
    2x points on dining
    4.0%2x points
  10. #10
    Chase
    2x points on dining
    4.0%2x points
  11. #11
    Barclays
    4x points on dining
    4.0%4x points
  12. #12
    Barclays
    4x points on dining
    4.0%4x points
  13. #13
    Chase
    3x points on dining
    Dining worldwide, including takeout and eligible delivery
    3.8%3x points
  14. #14
    Chase
    3x points on dining
    3.8%3x points
  15. #15
    American Express
    3x points on dining
    3.6%3x points
  16. #16
    American Express
    3x points on dining
    Restaurants worldwide
    3.6%3x points
  17. #17
    Navy Federal
    3x points on dining
    Includes food delivery
    3.6%3x points
  18. #18
    American Express
    7x points on dining
    U.S. restaurants
    3.5%7x points
  19. #19
    Comenity Capital Bank
    3% on dining
    3%
  20. #20
    Chase
    3x points on dining
    3.0%3x points

Last updated June 30, 2026