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20 cards ranked

Best credit card to use at Misfits Market.

GroceriesOnline Shopping

Misfits Market is an online grocery delivery service that started by selling "ugly" or surplus produce at a discount to reduce food waste, and has since expanded into a broader grocery box covering pantry staples, meat, and dairy shipped direct to subscribers' homes. There is no Misfits Market co-brand credit card, so a groceries-category card is the natural fit for these purchases, or a flat-rate cashback card if you would rather not track categories.

  1. #1
    American Express
    6% on groceries (up to $6,000/year, then 1%)
    U.S. supermarkets
    6%
  2. #2
    Comenity Capital Bank
    5% on groceries (up to $10,000/year, then 1%)
    Combined $500/year cash back cap with wholesale clubs and gas/EV-charging stations; 1% thereafter
    5%
  3. #3
    American Express
    4x points on groceries
    4.8%4x points
  4. #4
    American Express
    4x points on groceries
    U.S. supermarkets and restaurants (up to $15,000/yr combined, then 2x)
    4.8%4x points
  5. #5
    Barclays
    4x points on groceries
    4.0%4x points
  6. #6
    Barclays
    4x points on groceries
    Excludes Target and Walmart
    4.0%4x points
  7. #7
    Navy Federal
    3x points on groceries
    3.6%3x points
  8. #8
    Wells Fargo
    5x points on groceries
    3.5%5x points
  9. #9
    Comenity Capital Bank
    3% on groceries
    3%
  10. #10
    Chase
    3x points on groceries
    3.0%3x points
  11. #11
    Bilt Obsidianif you select it
    Bilt
    3x points on groceries if you select it as a bonus category (up to $25,000/year, then 1%)
    Choose dining (default) or groceries as your 3x category annually (cap applies when groceries is selected)
    3.0%3x points
  12. #12
    American Express
    3% on groceries (up to $6,000/year, then 1%)
    U.S. supermarkets
    3%
  13. #13
    Capital One
    3% on groceries
    3%
  14. #14
    Capital One
    3% on groceries
    3%
  15. #15
    Capital One
    3% on groceries
    3%
  16. #16
    Citi
    3x points on groceries
    3.0%3x points
  17. #17
    Citi
    3x points on groceries
    3.0%3x points
  18. #18
    American Express
    6x points on groceries
    U.S. supermarkets
    3.0%6x points
  19. #19
    USAA
    3% on groceries
    First $3,000/year
    3%
  20. #20
    Venmo Credit Cardif it’s your top category
    Synchrony
    3% on groceries if it's your top eligible spend category that cycle
    Automatically on your highest-spend eligible category each statement period (8 eligible: transportation, travel, groceries, entertainment, dining & nightlife, bills & utilities, health & beauty, gas). Drugstores here represents health & beauty; bills & utilities maps to utilities.
    3%

Last updated July 9, 2026