Best credit card to use at Thrive Market.

1. #1
   
   Blue Cash Preferred

   American Express

   6% on groceries (up to $6,000/year, then 1%)

   U.S. supermarkets
   6%
2. #2
   
   AAA Daily Advantage Visa Signature

   Comenity Capital Bank

   5% on groceries (up to $10,000/year, then 1%)

   Combined $500/year cash back cap with wholesale clubs and gas/EV-charging stations; 1% thereafter
   5%
3. #3
   
   Citi Custom Cashif it’s your top category

   Citi

   5% on groceries if it's your top eligible spend category that cycle (up to $500/month, then 1%)

   Automatically on your top eligible spend category each billing cycle
   5%
4. #4
   
   Wells Fargo Choice Privileges Select Mastercard

   Wells Fargo

   5x points on groceries
   5.0%5x points
5. #5
   
   American Express Gold

   American Express

   4x points on groceries
   4.8%4x points
6. #6
   
   Marriott Bonvoy Bevy American Express

   American Express

   4x points on groceries

   U.S. supermarkets and restaurants (up to $15,000/yr combined, then 2x)
   4.8%4x points
7. #7
   
   Bilt Obsidianif you select it

   Bilt

   3x points on groceries if you select it as a bonus category (up to $25,000/year, then 1%)

   Choose dining (default) or groceries as your 3x category annually (cap applies when groceries is selected)
   4.5%3x points
8. #8
   
   AAA Travel Advantage Visa Signature

   Comenity Capital Bank

   3% on groceries
   3%
9. #9
   
   Aeroplan

   Chase

   3x points on groceries
   3.0%3x points
10. #10
    
    Blue Cash Everyday

    American Express

    3% on groceries (up to $6,000/year, then 1%)

    U.S. supermarkets
    3%
11. #11
    
    Capital One Savor Cash Rewards

    Capital One

    3% on groceries
    3%
12. #12
    
    Capital One Savor Student Cash Rewards

    Capital One

    3% on groceries
    3%
13. #13
    
    Capital One SavorOne Cash Rewards

    Capital One

    3% on groceries
    3%
14. #14
    
    Citi Strata

    Citi

    3x points on groceries
    3.0%3x points
15. #15
    
    Citi Strata Premier

    Citi

    3x points on groceries
    3.0%3x points
16. #16
    
    Hilton Honors American Express Surpass

    American Express

    6x points on groceries

    U.S. supermarkets
    3.0%6x points
17. #17
    
    USAA Cashback Rewards Plus

    USAA

    3% on groceries

    First $3,000/year
    3%
18. #18
    
    Venmo Credit Cardif it’s your top category

    Synchrony

    3% on groceries if it's your top eligible spend category that cycle

    Automatically on your highest-spend eligible category each statement period (8 eligible: transportation, travel, groceries, entertainment, dining & nightlife, bills & utilities, health & beauty, gas). Drugstores here represents health & beauty; bills & utilities maps to utilities.
    3%
19. #19
    
    Wells Fargo Choice Privileges Mastercard

    Wells Fargo

    3x points on groceries
    3.0%3x points
20. #20
    
    Southwest Rapid Rewards Plus

    Chase

    2x points on groceries

    Gas stations and grocery stores (first $5,000/year)
    2.6%2x points

Last updated May 17, 2026