01 · overview
Annual fee
$495
Per year
Sign up bonus
50K pts
After $4,000 in 3 mo · ≈ $750
Credits
$600
2 credits
Median FICO
758
Approved
Median income
$135,000
Approved
02 · earn & credits
Earn rates & credits
Earn rates
| Category | Rate |
|---|---|
Travel | 2x |
Everything Else Also earns 4% Bilt Cash on everyday purchases (separate currency). Bilt Cash can be redeemed as point accelerators that temporarily boost $5,000 of spend to 3x points (up to 5 accelerators per year). | 2x |
Estimated value: 1.5¢/point
Statement credits
| Credit | Value |
|---|---|
Bilt Travel Hotel Credit Annual hotel credit applied twice yearly as $200 statement credits for qualifying Bilt Travel Portal hotel bookings | $400 /yr |
Annual Bilt Cash Award Annual Bilt Cash awarded with up to $100 rolling over into the next calendar year | $200 /yr |
| Total annual value | $600 |
03 · approval odds
Approval odds
Median FICO
758
Median income
$135,000
Credit history
9 yrs
Approval rate by FICO score
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04 · news