Bilt Palladium

Name: Bilt Palladium
Brand: Bilt
Price: 495 USD
Availability: InStock

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Bilt·$495 Annual Fee·Points·1.5¢/point

Rewards

3xPointsDiningChoose dining or groceries, up to $25,000/year

2xPointsTravel

2xPointsEverything ElseAlso earns 4% Bilt Cash on everyday purchases

Signup Bonus

50,000 Points(~$750)

After spending $4,000 in 3 months

Median Accepted Applicant

Based on 5 records — 2 approved, 3 rejected

Credit Score: 758
Income: $135,000
Credit History: 9; Years

Data Points

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User-reported application outcomes for the Bilt Palladium.

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Bilt Palladium News

January 15, 2026🆕 New Card

Bilt Palladium Card Launches as Premium $495 Option

The Bilt Palladium is Bilt's premium card, earning 2x points plus 4% Bilt Cash on all purchases. Benefits include $400 annual Bilt Travel hotel credit, $200 annual Bilt Cash credit, $300 Bilt Cash on approval, Priority Pass lounge access for cardholder and authorized users, and 50,000 bonus points after $4K spend in 3 months. Mastercard World Legend benefits included.