Citi AAdvantage Executive World Legend Mastercard
80,000 miles welcome · 12x on hotels & car rentals (via portal) · $695/yr
The Executive's core draw is full Admirals Club membership for you and your authorized users, the perk that justifies carrying it if you fly American often enough to use lounges regularly. Citi just reworked the card, raising the annual fee from $595 to $695 while lifting the welcome offer from 70,000 to 125,000 miles after $15,000 in spending within five months, a limited-time bonus with a steep spend requirement. To offset the higher fee, you get up to $500 a year toward American Airlines Vacations packages (split into two $250 halves), up to $180 in Lyft credits at $15 a month after three rides, up to $120 for Avis or Budget prepaid rentals, and up to $100 on inflight and Admirals Club purchases. Earning is 4x on eligible American Airlines purchases, rising to 5x after $150,000 in a calendar year, and 12x on AAdvantage Hotels and Cars bookings, but just 1x on everything else, so it is a weak everyday card. Treat it as a lounge and status play: if you will not use the Admirals Club and the bundled credits, the $695 fee is hard to recover.
Earn rates & credits
| Category | Rate |
|---|---|
Hotels & Car Rentals (via Portal) On eligible AAdvantage Hotels bookings and eligible AAdvantage Cars bookings | 12x |
Airlines On eligible American Airlines purchases; increases to 5x on American Airlines purchases after $150,000 spend in a calendar year | 4x |
Everything Else | 1x |
| Benefit | Value |
|---|---|
Global Entry / TSA PreCheck Credit Up to $120 statement credit for Global Entry or TSA PreCheck application fee | $120 every 4 yr |
Lyft Credits Up to $180 in annual Lyft credits ($15 per calendar month after 3 eligible rides) | $180 /yr |
American Airlines Vacations Credit Up to $500 in statement credits each calendar year on eligible American Airlines Vacations travel packages or experiences, split into up to $250 January through June and up to $250 July through December | $500 /yr |
Inflight and Admirals Club Purchase Credit Up to $100 in statement credits each calendar year on inflight and eligible Admirals Club purchases | $100 /yr |
Avis and Budget Car Rental Credit Up to $120 annual statement credit for eligible prepaid car rentals booked directly on avis.com or budget.com | $120 /yr |
Loyalty Points Bonus Earn a 10,000 Loyalty Point bonus after reaching each of 50,000, 90,000, 165,000 and 240,000 Loyalty Points in the same status qualification year. | 40,000 points /yr |
| Total annual credits | $930 |
Card details
Regular APR | 19.49%–29.49% variable |
Foreign transaction fee | None |
Approval odds
Product changes
Where cardholders came from before landing on this card, and what they moved it to afterwards. Thicker flows carry a larger share of the changes in that direction.
Citi AAdvantage Executive World Legend Mastercard
Citi AAdvantage Executive World Legend MastercardBased on 3 reported product changes. Percentages are shares of each direction, not of all cardholders, and a small sample can swing a long way.