Citi AAdvantage Executive World Legend Mastercard
125,000 miles welcome · 12x on hotels & car rentals (via portal) · $695/yr
Citi just raised the Executive's annual fee from $595 to $695 and paired the increase with a limited time signup bonus jump from 70,000 to 125,000 AAdvantage miles after $15,000 of spend in five months. The headline benefit is full Admirals Club membership for the cardholder and authorized users, and that lounge access is the main reason to absorb a fee this size. Around it sits a stack of credits that only pay off if you use them: up to $500 a year on American Airlines Vacations packages, $180 in Lyft credits at $15 a month, $120 on prepaid Avis or Budget rentals, and $100 on inflight and Admirals Club purchases. Earning is narrow, with 12x on AAdvantage Hotels and Cars bookings, 4x on American Airlines purchases only, and 1x on everything else, so treat this as a lounge and perks card rather than a spending card. It sits at #10 on our Best Airline Credit Cards list, and the $15,000 spend requirement is a real hurdle for anyone not already flying American regularly.
Earn rates & credits
| Category | Rate |
|---|---|
Hotels & Car Rentals (via Portal) On eligible AAdvantage Hotels bookings and eligible AAdvantage Cars bookings | 12x |
Airlines On eligible American Airlines purchases; increases to 5x on American Airlines purchases after $150,000 spend in a calendar year | 4x |
Everything Else | 1x |
| Benefit | Value |
|---|---|
Global Entry / TSA PreCheck Credit Up to $120 statement credit for Global Entry or TSA PreCheck application fee | $120 every 4 yr |
Lyft Credits Up to $180 in annual Lyft credits ($15 per calendar month after 3 eligible rides) | $180 /yr |
American Airlines Vacations Credit Up to $500 in statement credits each calendar year on eligible American Airlines Vacations travel packages or experiences, split into up to $250 January through June and up to $250 July through December | $500 /yr |
Inflight and Admirals Club Purchase Credit Up to $100 in statement credits each calendar year on inflight and eligible Admirals Club purchases | $100 /yr |
Avis and Budget Car Rental Credit Up to $120 annual statement credit for eligible prepaid car rentals booked directly on avis.com or budget.com | $120 /yr |
Loyalty Points Bonus Earn a 10,000 Loyalty Point bonus after reaching each of 50,000, 90,000, 165,000 and 240,000 Loyalty Points in the same status qualification year. | 40,000 points /yr |
| Total annual credits | $930 |
Card details
Regular APR | 19.49%–29.49% variable |
Foreign transaction fee | None |
Approval odds
Product changes
Where cardholders came from before landing on this card, and what they moved it to afterwards. Thicker flows carry a larger share of the changes in that direction.
Citi AAdvantage Executive World Legend Mastercard
Citi AAdvantage Executive World Legend MastercardBased on 3 reported product changes. Percentages are shares of each direction, not of all cardholders, and a small sample can swing a long way.