Citi AAdvantage Executive World Legend Mastercard
125,000 miles welcome · 12x on hotels & car rentals (via portal) · $695/yr

The Executive, now branded the World Legend Mastercard, earns its place through full Admirals Club membership for you and your authorized users, plus first checked bag free and preferred boarding on domestic American Airlines itineraries. Citi just raised the annual fee from $595 to $695 while boosting the welcome offer from 70,000 to 125,000 miles, though that bonus requires $15,000 in spend within 5 months. To offset the fee you have to actually use the credits: up to $500 a year on American Airlines Vacations packages split into two $250 halves, up to $180 in Lyft credits doled out $15 a month, $120 at Avis or Budget, and $100 on inflight and Admirals Club purchases. Earning is narrow, with 4x on eligible American Airlines purchases, 12x on AAdvantage Hotels and Cars bookings, and just 1x on everything else. It is the premium pick on our airline list for frequent American flyers who live in Admirals Clubs, but if you would not use the lounges and the vacations credit, the $695 fee is hard to justify.
Earn rates & credits
| Category | Rate |
|---|---|
Hotels & Car Rentals (via Portal) On eligible AAdvantage Hotels bookings and eligible AAdvantage Cars bookings | 12x |
Airlines On eligible American Airlines purchases; increases to 5x on American Airlines purchases after $150,000 spend in a calendar year | 4x |
Everything Else | 1x |
| Benefit | Value |
|---|---|
Global Entry / TSA PreCheck Credit Up to $120 statement credit for Global Entry or TSA PreCheck application fee | $120 every 4 yr |
Lyft Credits Up to $180 in annual Lyft credits ($15 per calendar month after 3 eligible rides) | $180 /yr |
American Airlines Vacations Credit Up to $500 in statement credits each calendar year on eligible American Airlines Vacations travel packages or experiences, split into up to $250 January through June and up to $250 July through December | $500 /yr |
Inflight and Admirals Club Purchase Credit Up to $100 in statement credits each calendar year on inflight and eligible Admirals Club purchases | $100 /yr |
Avis and Budget Car Rental Credit Up to $120 annual statement credit for eligible prepaid car rentals booked directly on avis.com or budget.com | $120 /yr |
Loyalty Points Bonus Earn a 10,000 Loyalty Point bonus after reaching each of 50,000, 90,000, 165,000 and 240,000 Loyalty Points in the same status qualification year. | 40,000 points /yr |
| Total annual credits | $930 |
Card details
Regular APR | 19.49%–29.49% variable |
Foreign transaction fee | None |
Approval odds
Product changes
Where cardholders came from before landing on this card, and what they moved it to afterwards. Thicker flows carry a larger share of the changes in that direction.
Citi AAdvantage Executive World Legend Mastercard
Citi AAdvantage Executive World Legend MastercardBased on 3 reported product changes. Percentages are shares of each direction, not of all cardholders, and a small sample can swing a long way.