Best credit card to use at Kroger.
Groceries
Kroger is the largest dedicated U.S. supermarket operator, running about 2,700 stores under Kroger and a stack of regional banners (Ralphs, Fred Meyer, Smith's, King Soopers, Harris Teeter, Fry's, and others). All code as groceries at the register and most do online shopping via the Kroger app/site. Any standard supermarket-bonus card earns here. Kroger's own fuel-points program layers on top of card cashback.
- #16%
- #2Citi Custom Cashif it’s your top categoryCiti5% on groceries if it's your top eligible spend category that cycle (up to $500/month, then 1%)Automatically on your top eligible spend category each billing cycle5%
- #3U.S. Bank Cash+ Visa Signatureif you select itU.S. Bank5% on groceries if you select it as a bonus category (up to $2,000/quarter, then 1%)Choose 2 categories each quarter, up to $2,000 combined5%
- #45.0%5x points
- #54.8%4x points
- #6American Express4x points on groceriesU.S. supermarkets and restaurants (up to $15,000/yr combined, then 2x)4.8%4x points
- #7Bilt Obsidianif you select itBilt3x points on groceries if you select it as a bonus category (up to $25,000/year, then 1%)Choose dining (default) or groceries as your 3x category annually (cap applies when groceries is selected)4.5%3x points
- #83.0%3x points
- #93%
- #103%
