Best credit card to use at Jersey Mike's Subs.
Jersey Mike's Subs is a fast-growing sub sandwich chain founded in Point Pleasant, New Jersey in 1956, with more than 2,800 locations across the United States. The chain is known for cold subs sliced to order, hot Philly cheesesteaks and Chicken Philly options, and the annual Month of Giving charitable campaign. Transactions code as restaurants on most credit card networks.
- #15%
- #2American Express Business Goldif it’s your top categoryAmerican Express4x points on dining if it's your top eligible spend category that cycle (up to $150,000/year, then 1%)Automatically on your top 2 spending categories each billing cycle from 6 eligible (airfare, U.S. advertising, U.S. gas, U.S. restaurants, U.S. computer/cloud, transit) — combined cap4.8%4x points
- #34.8%4x points
- #4American Express4x points on diningRestaurants worldwide and U.S. supermarkets (up to $15,000/yr combined, then 2x)4.8%4x points
- #54.0%4x points
- #64.0%2x points
- #74.0%2x points
- #84.0%4x points
- #94.0%4x points
- #10Chase3x points on diningDining worldwide, including takeout and eligible delivery3.8%3x points
- #113.8%3x points
- #123.6%3x points
- #133.6%3x points
- #143.6%3x points
- #153.5%7x points
- #163%
- #173.0%3x points
- #183.0%3x points
- #19Bilt Obsidianif you select itBilt3x points on dining if you select it as a bonus category (up to $25,000/year, then 1%)Choose dining (default) or groceries as your 3x category annually (cap applies when groceries is selected)3.0%3x points
- #203%
The Amex Gold leads at 4x points on U.S. restaurants and is the highest base earner for regular Jersey Mike's visits, while the Chase Sapphire Reserve pays 3x on dining. No-annual-fee picks like the Capital One SavorOne at 3 percent and Wells Fargo Autograph at 3x are practical defaults. Jersey Mike's also runs the Shore Points loyalty program, which layers in-app rewards on top of credit card cash back.
Last updated June 30, 2026