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Best credit card to use at H-E-B.

Groceries

H-E-B is the dominant Texas supermarket chain, with about 425 stores under H-E-B, Central Market, and Joe V's banners. The chain is privately held and well-regarded for store-brand products and Texas-only specialty items. H-E-B codes as groceries on every card we track and supports curbside pickup and delivery on most product lines.

  1. #1
    Blue Cash Preferred
    American Express
    6% on groceries (up to $6,000/year, then 1%)
    U.S. supermarkets
    6%
  2. #2
    Citi Custom Cashif it’s your top category
    Citi
    5% on groceries if it's your top eligible spend category that cycle (up to $500/month, then 1%)
    Automatically on your top eligible spend category each billing cycle
    5%
  3. #3
    U.S. Bank Cash+ Visa Signatureif you select it
    U.S. Bank
    5% on groceries if you select it as a bonus category (up to $2,000/quarter, then 1%)
    Choose 2 categories each quarter, up to $2,000 combined
    5%
  4. #4
    Wells Fargo Choice Privileges Select Mastercard
    Wells Fargo
    5x points on groceries
    5.0%5x points
  5. #5
    American Express Gold
    American Express
    4x points on groceries
    4.8%4x points
  6. #6
    Marriott Bonvoy Bevy American Express
    American Express
    4x points on groceries
    U.S. supermarkets and restaurants (up to $15,000/yr combined, then 2x)
    4.8%4x points
  7. #7
    Bilt Obsidianif you select it
    Bilt
    3x points on groceries if you select it as a bonus category (up to $25,000/year, then 1%)
    Choose dining (default) or groceries as your 3x category annually (cap applies when groceries is selected)
    4.5%3x points
  8. #8
    Aeroplan
    Chase
    3x points on groceries
    3.0%3x points
  9. #9
    Blue Cash Everyday
    American Express
    3% on groceries (up to $6,000/year, then 1%)
    U.S. supermarkets
    3%
  10. #10
    Capital One Savor Cash Rewards
    Capital One
    3% on groceries
    3%
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