10 cards ranked

Best credit card to use at Harris Teeter.

Groceries

Harris Teeter is a Southeast U.S. grocery chain with about 250 stores, owned by Kroger. Codes cleanly as groceries on every card we track. Best pairings are Blue Cash Preferred (6%), Capital One SavorOne (3%), and U.S. Bank Shopper Cash Rewards (6% if Harris Teeter is selected). VIC card (loyalty) discounts and per-gallon fuel savings at Harris Teeter and Kroger fuel stations stack on top of card bonuses.

#1
Blue Cash Preferred
American Express
6% on groceries (up to $6,000/year, then 1%)
U.S. supermarkets
6%
#2
Citi Custom Cashif it’s your top category
Citi
5% on groceries if it's your top eligible spend category that cycle (up to $500/month, then 1%)
Automatically on your top eligible spend category each billing cycle
5%
#3
U.S. Bank Cash+ Visa Signatureif you select it
U.S. Bank
5% on groceries if you select it as a bonus category (up to $2,000/quarter, then 1%)
Choose 2 categories each quarter, up to $2,000 combined
5%
#4
Wells Fargo Choice Privileges Select Mastercard
Wells Fargo
5x points on groceries
5.0%5x points
#5
American Express Gold
American Express
4x points on groceries
4.8%4x points
#6
Marriott Bonvoy Bevy American Express
American Express
4x points on groceries
U.S. supermarkets and restaurants (up to $15,000/yr combined, then 2x)
4.8%4x points
#7
Bilt Obsidianif you select it
Bilt
3x points on groceries if you select it as a bonus category (up to $25,000/year, then 1%)
Choose dining (default) or groceries as your 3x category annually (cap applies when groceries is selected)
4.5%3x points
#8
Aeroplan
Chase
3x points on groceries
3.0%3x points
#9
Blue Cash Everyday
American Express
3% on groceries (up to $6,000/year, then 1%)
U.S. supermarkets
3%
#10
Capital One Savor Cash Rewards
Capital One
3% on groceries
3%

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