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20 cards ranked

Best credit card to use at H Mart.

Groceries

H Mart is the largest Korean-American supermarket chain in the U.S., with roughly 100 stores concentrated in major metros with significant Asian-American populations (Northeast, California, Texas, Georgia, Pacific Northwest). The chain specializes in Korean and broader East Asian grocery, fresh seafood, and prepared foods, and most locations include a food court. H Mart codes as a U.S. supermarket, so grocery category bonus cards (Amex Gold, Blue Cash Preferred, Citi Custom Cash) earn their full multiplier at the register.

  1. #1
    Blue Cash Preferred
    American Express
    6% on groceries (up to $6,000/year, then 1%)
    U.S. supermarkets
    6%
  2. #2
    AAA Daily Advantage Visa Signature
    Comenity Capital Bank
    5% on groceries (up to $10,000/year, then 1%)
    Combined $500/year cash back cap with wholesale clubs and gas/EV-charging stations; 1% thereafter
    5%
  3. #3
    Citi Custom Cashif it’s your top category
    Citi
    5% on groceries if it's your top eligible spend category that cycle (up to $500/month, then 1%)
    Automatically on your top eligible spend category each billing cycle
    5%
  4. #4
    Wells Fargo Choice Privileges Select Mastercard
    Wells Fargo
    5x points on groceries
    5.0%5x points
  5. #5
    American Express Gold
    American Express
    4x points on groceries
    4.8%4x points
  6. #6
    Marriott Bonvoy Bevy American Express
    American Express
    4x points on groceries
    U.S. supermarkets and restaurants (up to $15,000/yr combined, then 2x)
    4.8%4x points
  7. #7
    Bilt Obsidianif you select it
    Bilt
    3x points on groceries if you select it as a bonus category (up to $25,000/year, then 1%)
    Choose dining (default) or groceries as your 3x category annually (cap applies when groceries is selected)
    4.5%3x points
  8. #8
    AAA Travel Advantage Visa Signature
    Comenity Capital Bank
    3% on groceries
    3%
  9. #9
    Aeroplan
    Chase
    3x points on groceries
    3.0%3x points
  10. #10
    Blue Cash Everyday
    American Express
    3% on groceries (up to $6,000/year, then 1%)
    U.S. supermarkets
    3%
  11. #11
    Capital One Savor Cash Rewards
    Capital One
    3% on groceries
    3%
  12. #12
    Capital One Savor Student Cash Rewards
    Capital One
    3% on groceries
    3%
  13. #13
    Capital One SavorOne Cash Rewards
    Capital One
    3% on groceries
    3%
  14. #14
    Citi Strata
    Citi
    3x points on groceries
    3.0%3x points
  15. #15
    Citi Strata Premier
    Citi
    3x points on groceries
    3.0%3x points
  16. #16
    Hilton Honors American Express Surpass
    American Express
    6x points on groceries
    U.S. supermarkets
    3.0%6x points
  17. #17
    USAA Cashback Rewards Plus
    USAA
    3% on groceries
    First $3,000/year
    3%
  18. #18
    Venmo Credit Cardif it’s your top category
    Synchrony
    3% on groceries if it's your top eligible spend category that cycle
    Automatically on your highest-spend eligible category each statement period (8 eligible: transportation, travel, groceries, entertainment, dining & nightlife, bills & utilities, health & beauty, gas). Drugstores here represents health & beauty; bills & utilities maps to utilities.
    3%
  19. #19
    Wells Fargo Choice Privileges Mastercard
    Wells Fargo
    3x points on groceries
    3.0%3x points
  20. #20
    Southwest Rapid Rewards Plus
    Chase
    2x points on groceries
    Gas stations and grocery stores (first $5,000/year)
    2.6%2x points

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Last updated May 17, 2026

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