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20 cards ranked

Best credit card to use at Grubhub.

Dining

Grubhub is one of the three major US food-delivery marketplaces alongside DoorDash and Uber Eats, connecting customers to roughly 365,000 restaurants and operating Seamless in the Northeast under the same parent. Grubhub charges code as dining/restaurants on most card networks, which means dining-bonus cards earn full rate. Amex Gold pays 4x Membership Rewards, Chase Sapphire Reserve pays 4x Ultimate Rewards, and the Capital One SavorOne pays 3% cash. Several cards also offer Grubhub-specific credits or Grubhub+ memberships as a perk.

Credits & perks at Grubhub

These cards include a statement credit, rebate, or complimentary membership you can use at Grubhub, on top of whatever you earn on the purchase. Weigh these alongside the ranked picks below.

  • American Express
    Up to $20/month in statement credits on eligible U.S. purchases at FedEx, Grubhub, and office supply stores
    $240/yr
  • American Express GoldEnrollment required
    American Express
    $10/month in statement credits at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys
    $120/yr
  1. #1
    Robinhood
    5% on dining
    5%
  2. #2
    Chase Freedom Flexthis quarter
    Chase
    5% on dining this quarter (Q4 2026) (up to $1,500/quarter, then 1%). Activation required each quarter.
    Q4 2026: grocery stores (excluding Walmart and Target), dining, and donations to the American Red Cross
    5%
  3. #3
    Discover
    5% on dining this quarter (Q4 2026) (up to $1,500/quarter, then 1%). Activation required each quarter.
    Activation required each quarter
    5%
  4. #4
    Discover
    5% on dining this quarter (Q4 2026) (up to $1,500/quarter, then 1%). Activation required each quarter.
    Activation required each quarter
    5%
  5. #5
    Discover
    5% on dining this quarter (Q4 2026) (up to $1,500/quarter, then 1%). Activation required each quarter.
    Activation required each quarter
    5%
  6. #6
    NHL Discover itthis quarter
    Discover
    5% on dining this quarter (Q4 2026) (up to $1,500/quarter, then 1%). Activation required each quarter.
    Activation required each quarter
    5%
  7. #7
    US Bank Business Essentials Plusif it’s your top category
    U.S. Bank
    5% on dining if it's your top eligible spend category that cycle (up to $200,000/year, then 2%)
    Automatically on your top eligible spend category each month from 8 eligible (accounting & tax services, airlines, cell phone service providers, dining, entertainment, office supply stores, postal & shipping services, utilities), up to $200,000 a year
    5%
  8. #8
    American Express
    4x points on dining (up to $50,000/year, then 1%)
    4.8%4x points
  9. #9
    American Express Business Goldif it’s your top category
    American Express
    4x points on dining if it's your top eligible spend category that cycle (up to $150,000/year, then 1%)
    Automatically on your top 2 spending categories each billing cycle from 6 eligible (U.S. advertising, U.S. electronic goods retailers and software/cloud providers, U.S. restaurants, U.S. gas stations, transit, U.S. wireless telephone service), combined cap. Flights earn 3x via AmexTravel.com.
    4.8%4x points
  10. #10
    U.S. Bank
    4x points on dining (up to $2,000/quarter, then 1%)
    Up to $2,000/quarter
    4.0%4x points
  11. #11
    Chase
    2x points on dining
    4.0%2x points
  12. #12
    Barclays
    4x points on dining
    4.0%4x points
  13. #13
    Barclays
    4x points on dining
    4.0%4x points
  14. #14
    World of Hyatt Businessif it’s your top category
    Chase
    2x points on dining if it's your top eligible spend category that cycle
    Automatically 2x total in your top three spend categories each calendar quarter, from dining, shipping, airline tickets bought directly with the airline, local transit and commuting, social media and search engine advertising, car rental agencies, gas stations, and internet/cable/phone services
    4.0%2x points
  15. #15
    Chase
    3x points on dining
    Dining worldwide, including takeout and eligible delivery
    3.8%3x points
  16. #16
    Chase
    3x points on dining
    3.8%3x points
  17. #17
    American Express
    7x points on dining
    U.S. restaurants
    3.5%7x points
  18. #18
    Comenity Capital Bank
    3% on dining
    3%
  19. #19
    Bank of America
    3x points on dining
    3.0%3x points
  20. #20
    Bank of America
    3x points on dining
    3.0%3x points

Last updated September 14, 2026