20 cards ranked
Best credit card to use at Chick-fil-A.
Dining
Chick-fil-A is one of the highest-grossing U.S. fast-food chains by per-store revenue, with about 3,000 locations and a closed-loop app/loyalty program. All Chick-fil-A purchases code as dining/restaurants on every card we track. App reloads of Chick-fil-A One credits also trigger the dining category, which is a clean way to capture the bonus.
- #1Discover it Cash Backthis quarterDiscover5% on dining this quarter (Q2 2026) (up to $1,500/quarter, then 1%). Activation required each quarter.Activation required each quarter5%
- #2Discover it for Studentsthis quarterDiscover5% on dining this quarter (Q2 2026) (up to $1,500/quarter, then 1%). Activation required each quarter.Activation required each quarter5%
- #3NHL Discover itthis quarterDiscover5% on dining this quarter (Q2 2026) (up to $1,500/quarter, then 1%). Activation required each quarter.Activation required each quarter5%
- #45%
- #5American Express Business Goldif it’s your top categoryAmerican Express4x points on dining if it's your top eligible spend category that cycle (up to $150,000/year, then 1%)Automatically on your top 2 spending categories each billing cycle from 6 eligible (airfare, U.S. advertising, U.S. gas, U.S. restaurants, U.S. computer/cloud, transit) — combined cap4.8%4x points
- #64.8%4x points
- #7American Express4x points on diningRestaurants worldwide and U.S. supermarkets (up to $15,000/yr combined, then 2x)4.8%4x points
- #8Bilt Obsidianif you select itBilt3x points on dining if you select it as a bonus category (up to $25,000/year, then 1%)Choose dining (default) or groceries as your 3x category annually (cap applies when groceries is selected)4.5%3x points
- #94.0%4x points
- #104.0%2x points
- #114.0%2x points
- #123.8%3x points
- #133.8%3x points
- #143.6%3x points
- #153.6%3x points
- #163.6%3x points
- #173.5%7x points
- #183%
- #193.0%3x points
- #203.0%3x points
Last updated May 17, 2026