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20 cards ranked

Best credit card to use at Bonefish Grill.

Dining

Bonefish Grill is Bloomin' Brands' wood-grilled seafood concept (alongside Outback Steakhouse, Carrabba's, and Fleming's) with about 175 US locations specializing in fresh fish flown in several times a week, plus signature Bang Bang Shrimp and craft cocktails. Bonefish Grill charges code as dining/restaurants on every card network, and Dine Rewards loyalty stacks on top of credit card rewards. Cards with strong dining multipliers (Amex Gold 4x, Chase Sapphire Preferred 3x, Capital One SavorOne 3% cash) earn at the full bonus on every visit.

  1. #1
    Robinhood
    5% on dining
    5%
  2. #2
    American Express Business Goldif it’s your top category
    American Express
    4x points on dining if it's your top eligible spend category that cycle (up to $150,000/year, then 1%)
    Automatically on your top 2 spending categories each billing cycle from 6 eligible (airfare, U.S. advertising, U.S. gas, U.S. restaurants, U.S. computer/cloud, transit) — combined cap
    4.8%4x points
  3. #3
    American Express
    4x points on dining
    4.8%4x points
  4. #4
    American Express
    4x points on dining
    Restaurants worldwide and U.S. supermarkets (up to $15,000/yr combined, then 2x)
    4.8%4x points
  5. #5
    U.S. Bank
    4x points on dining
    Up to $2,000/quarter
    4.0%4x points
  6. #6
    Chase
    2x points on dining
    4.0%2x points
  7. #7
    Chase
    2x points on dining
    4.0%2x points
  8. #8
    Barclays
    4x points on dining
    4.0%4x points
  9. #9
    Barclays
    4x points on dining
    4.0%4x points
  10. #10
    Chase
    3x points on dining
    Dining worldwide, including takeout and eligible delivery
    3.8%3x points
  11. #11
    Chase
    3x points on dining
    3.8%3x points
  12. #12
    American Express
    3x points on dining
    3.6%3x points
  13. #13
    American Express
    3x points on dining
    Restaurants worldwide
    3.6%3x points
  14. #14
    Navy Federal
    3x points on dining
    Includes food delivery
    3.6%3x points
  15. #15
    American Express
    7x points on dining
    U.S. restaurants
    3.5%7x points
  16. #16
    Comenity Capital Bank
    3% on dining
    3%
  17. #17
    Chase
    3x points on dining
    3.0%3x points
  18. #18
    Bank of America
    3x points on dining
    3.0%3x points
  19. #19
    Bilt Obsidianif you select it
    Bilt
    3x points on dining if you select it as a bonus category (up to $25,000/year, then 1%)
    Choose dining (default) or groceries as your 3x category annually (cap applies when groceries is selected)
    3.0%3x points
  20. #20
    Capital One
    3% on dining
    3%

Last updated June 30, 2026