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20 cards ranked

Best credit card to use at ANA.

Airlines

ANA (All Nippon Airways) is Japan's largest airline and a Star Alliance member, so flights purchased directly code as airline travel and earn on cards that bonus airfare or general travel. Its Mileage Club is a well-regarded transfer partner for several flexible point programs, so booking award flights can stretch value far beyond a straight cash purchase.

  1. #1
    American Express
    5x points on airlines
    Booked directly with airlines or through Amex Travel, up to $500,000 per calendar year
    6.0%5x points
  2. #2
    Chase
    4x points on airlines
    Flights booked directly with airlines
    5.0%4x points
  3. #3
    American Express Business Goldif it’s your top category
    American Express
    4x points on airlines if it's your top eligible spend category that cycle (up to $150,000/year, then 1%)
    Automatically on your top 2 spending categories each billing cycle from 6 eligible (airfare, U.S. advertising, U.S. gas, U.S. restaurants, U.S. computer/cloud, transit) — combined cap
    4.8%4x points
  4. #4
    Wells Fargo
    4x points on airlines
    4.0%4x points
  5. #5
    Chase
    2x points on airlines
    Purchased directly from airlines
    4.0%2x points
  6. #6
    American Express
    3x points on airlines
    3.6%3x points
  7. #7
    American Express
    3x points on airlines
    Flights booked directly with airlines
    3.6%3x points
  8. #8
    American Express
    7x points on airlines
    Flights booked directly with airlines or through AmexTravel.com
    3.5%7x points
  9. #9
    Chase
    3x points on airlines
    Aer Lingus, British Airways, and Iberia flights
    3.0%3x points
  10. #10
    Chase
    3x points on airlines
    Air Canada direct purchases
    3.0%3x points
  11. #11
    Bank of America
    3x points on airlines
    3.0%3x points
  12. #12
    Bank of America
    3x points on airlines
    3.0%3x points
  13. #13
    Bank of America
    3x points on airlines
    3.0%3x points
  14. #14
    Chase
    3x points on airlines
    British Airways, Aer Lingus, and Iberia flights
    3.0%3x points
  15. #15
    Citi
    3x points on airlines
    3.0%3x points
  16. #16
    Chase
    3x points on airlines
    Iberia, British Airways, and Aer Lingus flights
    3.0%3x points
  17. #17
    Robinhood
    3% flat-rate cashback
    3%
  18. #18
    American Express
    2% flat-rate cashback
    2%
  19. #19
    Citi
    2% flat-rate cashback
    1% when you buy, 1% when you pay
    2%
  20. #20
    First Electronic Bank
    2% flat-rate cashback
    Up to 4% with higher crypto balances on Coinbase; requires Coinbase One membership
    2%

Last updated June 30, 2026