This card is no longer accepting applications.
01 · overview
Annual fee
$0
No fee
Sign up bonus
$200
After $1,500 in 6 mo
Credits
—
No tracked credits
Median FICO
751
Approved
Median income
$76,500
Approved
Welcome bonus
$200
After $1,500 in 6 mo
Not accepting applications
02 · earn & credits
Earn rates & credits
Earn rates
| Category | Rate |
|---|---|
Top spend category Automatically on your top eligible spend category each billing cycle on first $500/mo, then 1% Eligible: Dining, Gas, Groceries, Transit, Travel, Streaming, Drugstores, Home Improvement, Entertainment | 5% |
Hotels & Car Rentals (via Portal) Additional 4 ThankYou Points per $1 on hotels, car rentals, and attractions booked on Citi Travel portal (through June 30, 2026) | 4x |
Everything Else | 1% |
Statement credits
No statement credits tracked.
Intro APR
0% for 15 months on balance transfers
0% for 15 months on purchases
Then 17.49%–27.49% variable APR
03 · approval odds
Approval odds
Median FICO
751
Median income
$76,500
Credit history
7 yrs
Approval rate by FICO score
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04 · news
In the news
05 · reading