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14 cards ranked

Best credit card to use at Tello.

Cell Phone ProvidersOnline Shopping

Tello is a US mobile virtual network operator running on the T-Mobile network, selling low-cost no-contract prepaid plans with customizable data, talk, and text at tello.com. Monthly service and device orders typically code as a cell phone provider or online shopping. There is no Tello co-brand credit card, so the strongest play is a card that earns an elevated rate on cell phone bills, and otherwise a flat-rate cashback card works well on the plan and any hardware.

Picks without a tag earn at Tello both in-store and online. Watch for theOnline onlytag — those bonuses only apply on tello.com.

  1. #1
    US Bank Cash+ Visa Signatureif you select it
    U.S. Bank
    5% on cell phone providers if you select it as a bonus category (up to $2,000/quarter, then 1%)
    Choose 2 categories each quarter, up to $2,000 combined
    5%
  2. #2
    Blue Cash EverydayOnline only
    American Express
    3% on online shopping (up to $6,000/year, then 1%)
    U.S. online retail purchases
    3%
  3. #3
    Robinhood Gold
    Robinhood
    3% flat-rate cashback
    3%
  4. #4
    Apple Card
    Goldman Sachs
    2% flat-rate cashback
    2% Daily Cash requires paying with Apple Pay; the physical titanium card earns 1%
    2%
  5. #5
    Blue Business Cash from American Express
    American Express
    2% flat-rate cashback
    2%
  6. #6
    Citi Double Cash
    Citi
    2% flat-rate cashback
    1% when you buy, 1% when you pay
    2%
  7. #7
    Coinbase One
    First Electronic Bank
    2% flat-rate cashback
    Up to 4% with higher crypto balances on Coinbase; requires Coinbase One membership
    2%
  8. #8
    Fidelity Rewards Visa Signature
    Elan Financial Services
    2% flat-rate cashback
    When deposited into an eligible Fidelity account
    2%
  9. #9
    Graphite Business Cash Unlimited
    American Express
    2% flat-rate cashback
    Unlimited 2% cash back on eligible purchases
    2%
  10. #10
    Navy Federal cashRewards Plus
    Navy Federal
    2% flat-rate cashback
    Issued on the cashRewards application when approved for a credit limit of $5,000 or more; lower limits receive cashRewards at 1.5%
    2%
  11. #11
    PNC Cash Unlimited
    PNC
    2% flat-rate cashback
    2%
  12. #12
    Smartly Visa Signature
    U.S. Bank
    2% flat-rate cashback
    2%
  13. #13
    Wells Fargo Active Cash
    Wells Fargo
    2% flat-rate cashback
    2%
  14. #14
    Wells Fargo Signify Business Cash
    Wells Fargo
    2% flat-rate cashback
    2%

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Last updated July 14, 2026

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