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17 cards ranked

Best credit card to use at Mint Mobile.

Cell Phone ProvidersPhone

Mint Mobile is a prepaid wireless carrier that runs on T-Mobile's network, known for selling multi-month plans upfront at a discounted effective monthly rate. Actor Ryan Reynolds was a co-owner before T-Mobile acquired the company outright. There is no Mint Mobile co-brand credit card, so the best angle is a card that earns an elevated rate on phone or cell-phone-provider purchases, or a flat-rate cashback card since Mint's own pricing already keeps the bill low.

  1. #1
    Chase
    5% on phone (up to $25,000/year, then 1%)
    Phone services; combined $25,000/year cap with office supplies and internet/cable services; 1% thereafter
    5%
  2. #2
    U.S. Bank
    5% on cell phone providers if you select it as a bonus category (up to $2,000/quarter, then 1%)
    Choose 2 categories each quarter, up to $2,000 combined
    5%
  3. #3
    3.5%5x points
  4. #4
    Wells Fargo
    3x points on phone
    2.1%3x points
  5. #5
    Citi
    2x points on phone
    AT&T products, services, and bill payments
    2.0%2x points
  6. #6
    Citi
    2x points on phone
    Telecommunications merchants, cable, and satellite providers
    2.0%2x points
  7. #7
    Robinhood
    3% flat-rate cashback
    3%
  8. #8
    American Express
    2% flat-rate cashback
    2%
  9. #9
    Citi
    2% flat-rate cashback
    1% when you buy, 1% when you pay
    2%
  10. #10
    First Electronic Bank
    2% flat-rate cashback
    Up to 4% with higher crypto balances on Coinbase; requires Coinbase One membership
    2%
  11. #11
    Elan Financial Services
    2% flat-rate cashback
    When deposited into an eligible Fidelity account
    2%
  12. #12
    American Express
    2% flat-rate cashback
    Unlimited 2% cash back on eligible purchases
    2%
  13. #13
    Navy Federal
    2% flat-rate cashback
    Issued on the cashRewards application when approved for a credit limit of $5,000 or more; lower limits receive cashRewards at 1.5%
    2%
  14. #14
    PNC
    2% flat-rate cashback
    2%
  15. #15
    U.S. Bank
    2% flat-rate cashback
    2%
  16. #16
    Wells Fargo
    2% flat-rate cashback
    2%
  17. #17
    Wells Fargo
    2% flat-rate cashback
    2%

Last updated July 9, 2026