17 cards ranked
Best credit card to use at Straight Talk.
Cell Phone ProvidersPhone
Straight Talk is a no-contract prepaid wireless brand that runs on the Verizon, AT&T, and T-Mobile networks, sold heavily through Walmart stores and online at flat monthly rates with no credit check required. It has no co-brand credit card. Because it is a prepaid carrier, the strongest play is a card that earns an elevated rate on phone bills or cell phone providers, or, if paying inside a Walmart store, whatever category that specific purchase falls under on a general spending card.
- #1Chase5% on phone (up to $25,000/year, then 1%)Phone services; combined $25,000/year cap with office supplies and internet/cable services; 1% thereafter5%
- #2US Bank Cash+ Visa Signatureif you select itU.S. Bank5% on cell phone providers if you select it as a bonus category (up to $2,000/quarter, then 1%)Choose 2 categories each quarter, up to $2,000 combined5%
- #33.5%5x points
- #42.1%3x points
- #52.0%2x points
- #6Citi2x points on phoneTelecommunications merchants, cable, and satellite providers2.0%2x points
- #73%
- #82%
- #92%
- #10First Electronic Bank2% flat-rate cashbackUp to 4% with higher crypto balances on Coinbase; requires Coinbase One membership2%
- #11Elan Financial Services2% flat-rate cashbackWhen deposited into an eligible Fidelity account2%
- #12American Express2% flat-rate cashbackUnlimited 2% cash back on eligible purchases2%
- #13Navy Federal2% flat-rate cashbackIssued on the cashRewards application when approved for a credit limit of $5,000 or more; lower limits receive cashRewards at 1.5%2%
- #142%
- #152%
- #162%
- #172%
Last updated July 9, 2026