Marriott Bonvoy Business American Express
125,000 points welcome · 6x on hotels · $125/yr

The Marriott Bonvoy Business American Express is an easy card to justify for any business that stays at Marriott properties even a few nights a year. The annual free night award, worth up to 35,000 points, typically covers a room that costs more than the $125 annual fee on its own, and a second free night unlocks at $60,000 in annual spend. Earning is well matched to business spending, with 6x points at Marriott hotels and 4x on dining, U.S. gas, wireless service, and shipping. Complimentary Gold Elite status, 15 elite night credits, and a 7% discount on standard-rate direct bookings deepen the Marriott relationship further. The tiered welcome offer of up to 125,000 points is substantial, though it takes $9,000 in spend over six months to collect it all.
Earn rates & credits
| Category | Rate |
|---|---|
Hotels Hotels participating in Marriott Bonvoy | 6x |
Dining Restaurants worldwide | 4x |
Gas U.S. gas stations | 4x |
Phone Services Wireless telephone services purchased directly from U.S. providers | 4x |
Shipping U.S. shipping providers | 4x |
Everything Else | 2x |
| Benefit | Value |
|---|---|
7% Room Rate Discount 7% off eligible standard-rate bookings made directly with Marriott as a combined member and cardholder benefit | 7% |
Card details
Regular APR | 19.49%–28.49% variable |
Foreign transaction fee | None |