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01 · overview

Citi AAdvantage Business World Elite Mastercard

by CitiMiles
Previously CitiBusiness AAdvantage Platinum Select Mastercard

65,000 miles welcome · 2x on airlines · $99/yr

Citi AAdvantage Business World Elite Mastercard
Annual fee
$99
$0 first year
Sign up bonus
65K mi
After $4,000 in 4 mo · ≈ $650
Credits
—
4 perks
Median FICO
780
Approved
Median income
—
Approved
Our take

This business card is for companies that fly American Airlines: it earns 2 miles per dollar on eligible American Airlines purchases, car rentals, gas, telecommunications, and cable and satellite services, and the first checked bag is free on domestic American itineraries for you and up to 4 companions. The 65,000-mile bonus after $4,000 in spend within 4 months is substantial, and the $99 annual fee is waived for the first 12 months. The catch is that most of the value depends on flying American; outside the bonus categories the card earns just 1 mile per dollar. The Companion Certificate requires $30,000 in purchases each cardmembership year and still carries a $99 ticketing fee plus taxes, so only heavy spenders will see it. Preferred boarding and 25% off in-flight purchases are useful extras for regular American flyers.

Welcome bonus
65K mi
After $4,000 in 4 mo · ≈ $650
Apply now
02 · earn & credits

Earn rates & credits

Earn rates
CategoryRate
Airlines
On eligible American Airlines purchases
2x
Car Rentals
2x
Gas
2x
Phone Services
Telecommunications merchants
2x
TV, Internet & Streaming Services
Cable and satellite providers
2x
Everything Else
1x
Estimated value: 1.0¢/mile
Credits & rebates
No credits or rebates tracked.
Perks & protections
First Checked Bag Free
First checked bag free on domestic American Airlines itineraries for the cardmember and up to 4 companions on the same reservation
Preferred Boarding
Group 5 boarding on American Airlines flights for the cardmember and up to 4 companions on the same reservation
Companion Certificate
American Airlines Companion Certificate good for domestic main-cabin travel for up to two companions ($99 ticketing fee plus taxes) after $30,000 in purchases each cardmembership year
25% Inflight Purchase Savings
25% off in-flight food, beverages, and Wi-Fi purchases on American Airlines flights when paid with the card
03 · card details

Card details

Regular APR
19.49%–28.49% variable
Foreign transaction fee
None
04 · approval odds

Approval odds

n = 6 · 4 approved · 2 denied
Median FICO
780
Median income
—
Credit history
—
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05 · product changes

Product changes

Where cardholders came from before landing on this card, and what they moved it to afterwards. Thicker flows carry a larger share of the changes in that direction.

Changed into
Citi AAdvantage Business World Elite MastercardCiti AAdvantage Business World Elite Mastercard
Citi AAdvantage Business World Elite MastercardCiti AAdvantage Business World Elite Mastercard

Based on 1 reported product change. Percentages are shares of each direction, not of all cardholders, and a small sample can swing a long way.

06 · news

In the news