Citi AAdvantage Business World Elite Mastercard
65,000 miles welcome · 2x on airlines · $99/yr
The Citi AAdvantage Business World Elite Mastercard is built for business owners who fly American Airlines and want the travel perks that come with it: a free first checked bag and preferred boarding on domestic AA itineraries for you and up to four companions on the same reservation. The $99 annual fee is waived for the first 12 months, and the 65,000 mile bonus after $4,000 in spend over four months gives you plenty of time to earn it. Earning is 2x miles on eligible American Airlines purchases, car rentals, gas, and telecom, cable, and satellite services, with 1x on everything else. The catch is that the ongoing earn rates are modest, so the card's value rests mostly on how often your team flies American. Heavy spenders can also unlock a Companion Certificate after $30,000 in purchases each cardmembership year, though it still carries a $99 ticketing fee plus taxes.
Earn rates & credits
| Category | Rate |
|---|---|
Airlines On eligible American Airlines purchases | 2x |
Car Rentals | 2x |
Gas | 2x |
Phone Services Telecommunications merchants, cable, and satellite providers | 2x |
Everything Else | 1x |
Card details
Regular APR | 19.49%–28.49% variable |
Foreign transaction fee | None |
Approval odds
Product changes
Where cardholders came from before landing on this card, and what they moved it to afterwards. Thicker flows carry a larger share of the changes in that direction.
Citi AAdvantage Business World Elite MastercardBased on 1 reported product change. Percentages are shares of each direction, not of all cardholders, and a small sample can swing a long way.