Signup bonuses are the fastest way to earn valuable rewards from a new credit card. We've ranked the best offers available right now based on bonus value, spending requirements, annual fee efficiency, and ongoing rewards—helping you find the best option whether you prioritize points, miles, or cash back.
17 cards · live
Best Credit Card Signup Bonuses
The most valuable credit card signup bonuses available right now, ranked by bonus value and overall appeal.
Updated · May 15, 2026·17 cards
Quick Comparison
| # | Card | Annual Fee | Signup Bonus | Top Category | Base Rate | Intro APR |
|---|---|---|---|---|---|---|
1 |  The Platinum CardBest Overall | $895 | 175,000 points (~$2,100) | 5x Airlines | 1x | - |
2 |  Chase Sapphire ReserveBest Premium Travel | $795 | 150,000 points (~$1,875) | 4x Hotels | 1x | - |
32 |  Chase Sapphire PreferredBest Mid-Tier Travel | $95 | 75,000 points (~$938) | 3x Dining | 1x | - |
42 | $395 | 75,000 miles (~$750) | 2x Everything Else | 2x | - | |
52 | $325 | 100,000 points (~$1,200) | 4x Dining | 1x | - | |
62 |  Ink Business PreferredBest Business Card | $95 | 100,000 points (~$1,000) | 3x Travel | 1x | - |
7 | $99 | 150,000 points (~$750) | 26x Hotels | 3x | - | |
8 |  World of Hyatt BusinessBest Hotel Value | $199 | 60,000 points (~$1,200) | 4x Hotels | 1x | - |
9 | $99 | 140,000 points (~$700) | 26x Hotels | 3x | - | |
102 | $350 | 90,000 miles (~$1,080) | 3x Airlines | 1x | - | |
111 | $350 | 60,000 miles (~$726) | 4x Airlines | 1x | - | |
121 |  Delta SkyMiles Gold American ExpressBest for Beginners | $150 | 80,000 miles (~$960) | 2x Airlines | 1x | - |
132 | $650 | 100,000 miles (~$1,200) | 3x Airlines | 1x | - | |
142 |  Wells Fargo Signify Business CashBest Cash Back | $0 | $500 | 2% Everything Else | 2% | 0% for 12mo |
151 |  Chase Freedom FlexBest No-Fee Card | $0 | $200 | 5% Rotating Categories | 1% | 0% for 15mo |
161 | $0 | $200 | 2% Everything Else | 2% | 0% for 12mo | |
17 | $39 | - | 3% Dining | 1% | 0% for 12mo |
American Express$895 / yrPoints
Earn 175,000 points (~$2,100 est. value) after $12,000 in 6 months
5x airlines5x hotels_portal1x everything_else
175,000 Membership Rewards points after $12,000 in 6 months — worth roughly $3,500 when transferred to airline and hotel partners. This is the highest-value signup bonus available by a significant margin, and 5x earning on airfare and hotels makes it excellent for premium travel spending.
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Chase$795 / yrPoints
Earn 150,000 points (~$1,875 est. value) after $6,000 in 3 months
8x travel_portal4x hotels4x airlines
150,000 Ultimate Rewards points after $6,000 in 3 months — worth up to $2,250 through Chase Travel. The $300 annual travel credit significantly offsets the $795 fee, and 8x points on Chase Travel portal bookings provide excellent ongoing value.
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Chase$95 / yrPoints
Earn 75,000 points (~$938 est. value) after $5,000 in 3 months
5x travel_portal3x dining3x streaming
75,000 Ultimate Rewards points after $5,000 in 3 months — worth at least $1,125 through Chase Travel. The $95 annual fee and transfer-friendly points make this an excellent value for casual to moderate travelers seeking premium rewards without high annual costs.
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Capital One$395 / yrMiles
Earn 75,000 miles (~$750 est. value) after $4,000 in 3 months
10x hotels_car_portal5x flights_portal2x everything_else
75,000 miles after $4,000 in 3 months, plus $300 annual travel credit and 10,000 anniversary miles. The effective annual cost drops to just $95 after travel credits, and 10x earning on hotel and car bookings through the portal delivers strong ongoing value.
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American Express$325 / yrPoints
Earn 100,000 points (~$1,200 est. value) after $8,000 in 6 months
4x dining4x groceries3x airlines
100,000 Membership Rewards points after $8,000 in 6 months. Strong 4x earning on dining and groceries pairs with the $325 annual fee for compelling everyday rewards beyond the signup bonus.
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Chase$95 / yrPoints
Earn 100,000 points (~$1,000 est. value) after $8,000 in 3 months
3x travel1x everything_else
100,000 Ultimate Rewards points after $8,000 in 3 months — worth up to $1,500 through Chase Travel. At just $95 annual fee, this delivers one of the best business card values with flexible transfer-friendly rewards.
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Chase$99 / yrPoints
Earn 150,000 points (~$750 est. value) after $3,000 in 3 months
26x hotels5x travel5x gas
150,000 IHG points after $3,000 in 3 months — worth roughly $750 in hotel stays. The $99 annual fee and easy spend requirement make this one of the most attainable hotel bonuses, with 26x earning at IHG properties.
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Chase$199 / yrPoints
Earn 60,000 points (~$1,200 est. value) after $5,000 in 3 months
4x hotels2x dining1x everything_else
60,000 World of Hyatt points after $5,000 in 3 months — worth $1,200+ in hotel stays at roughly 2 cents per point. Hyatt points consistently offer the highest redemption value among hotel loyalty programs.
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Chase$99 / yrPoints
Earn 140,000 points (~$700 est. value) after $4,000 in 3 months
26x hotels5x travel5x gas
140,000 IHG points after $4,000 in 3 months — worth roughly $700 in hotel stays. The $99 annual fee and 26x earning at IHG properties match the personal version for business travelers.
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American Express$350 / yrMiles
Earn 90,000 miles (~$1,080 est. value) after $3,000 in 6 months
3x airlines3x hotels2x dining
90,000 SkyMiles after $3,000 in 6 months, plus a companion certificate and 3x earning on airlines and hotels. The $350 annual fee makes this a mid-tier option for Delta-focused travelers.
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Chase$350 / yrMiles
Earn 60,000 miles (~$726 est. value) after $4,000 in 3 months
4x airlines5x hotels_portal2x travel
90,000 United miles after $4,000 in 3 months. Includes two free checked bags annually and 25% back on United award flights, with strong benefits for United-focused travelers.
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American Express$150 / yrMiles
Earn 80,000 miles (~$960 est. value) after $2,000 in 6 months
2x airlines2x dining2x groceries
80,000 SkyMiles after just $2,000 in 6 months at only $150 annual fee. This is the most affordable entry point into the Delta ecosystem for casual and emerging flyers.
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American Express$650 / yrMiles
Earn 100,000 miles (~$1,200 est. value) after $5,000 in 6 months
3x airlines1x everything_else
100,000 Delta SkyMiles after $5,000 in 6 months, plus Delta Sky Club access and a companion certificate. The $650 annual fee is justified for frequent Delta flyers with strong perks.
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Wells Fargo$0 / yrCash Back
Earn $500 after $5,000 in 3 months
2x everything_else
$500 cash back after $5,000 in 3 months with zero annual fee. Simple 2% flat cash back on all business purchases with no categories to track.
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Chase$0 / yrCash Back
Earn $200 after $500 in 3 months
5x rotating5x travel_portal3x dining
$200 cash back after just $500 in spending — one of the easiest bonuses to earn. Zero annual fee with 5% rotating categories, 5% on Chase Travel portal, and 3% on dining and drugstores.
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Wells Fargo$0 / yrCash Back
Earn $200 after $500 in 3 months
2x everything_else
$200 cash back after $500 in 3 months with zero annual fee. Straightforward 2% cash back on all purchases plus 12-month 0% APR on purchases and balance transfers.
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Capital One$39 / yrCash Back
0% intro APR for 12 months on purchases & balance transfers
3x dining3x entertainment3x streaming
$200 cash back after $500 in 3 months. Offers 3% on dining, entertainment, streaming, and groceries with a $39 annual fee.
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