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Best Credit Card Signup Bonuses

The most valuable credit card signup bonuses available right now, ranked by bonus value and overall appeal.

The current credit card signup bonus landscape offers a variety of enticing options, each designed to cater to different spending habits and preferences. Our rankings highlight the best choices based on bonus value, spending requirements, and overall appeal, ensuring you can make the most of your rewards.

Updated · October 1, 2026·16 cards
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Consensus ranking, combined Borda-count vote of 3 models.

1Chase Sapphire PreferredBest OverallModels · #1–#3
Chase Sapphire Preferred
Chase$95 / yrPoints

Earn 75,000 points (~$938 est. value) after $5,000 in 3 months

5x travel_portal3x dining3x gas

Earn 75,000 points after spending $5,000 in the first 3 months with a $95 annual fee. Enjoy 5 points per dollar on travel purchases through Chase Travel and 3 points on dining and gas.

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2The Platinum CardBest PremiumModels · #1–#4
The Platinum Card
American Express$895 / yrPoints

Earn 175,000 points (~$2,100 est. value) after $12,000 in 6 months

5x airlines5x hotels_portal1x everything_else

Receive 175,000 points after spending $12,000 in the first 6 months, with an annual fee of $895. Earn 5 points per dollar on flights and hotels booked through Amex Travel.

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3Chase Sapphire ReserveModels · #1–#5
Chase Sapphire Reserve
Chase$795 / yrPoints

Earn 100,000 points (~$1,250 est. value) after $6,000 in 3 months

8x travel_portal4x hotels4x airlines

Get 100,000 points after spending $6,000 in the first 3 months, with an annual fee of $795. Earn 8 points per dollar on travel through the Chase Travel portal and 3 points on dining.

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4IHG One Rewards PremierModels · #3–#61
IHG One Rewards Premier
Chase$150 / yrPoints

Earn 180,000 points (~$900 est. value) after $3,000 in 3 months

10x hotels5x travel5x gas

Earn 140,000 points after spending $3,000 in the first 3 months, with a $99 annual fee. Enjoy 10 points per dollar at IHG hotels and 5 points on travel and dining.

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5American Express GoldModels · #3–#71
American Express Gold
American Express$325 / yrPoints

Earn 100,000 points (~$1,200 est. value) after $8,000 in 6 months

4x dining4x groceries3x airlines

Receive 100,000 points after spending $8,000 in the first 6 months, with an annual fee of $325. Earn 4 points per dollar on dining and groceries.

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IHG One Rewards Premier Business
Chase$200 / yrPoints

Earn 190,000 points (~$950 est. value) after $5,000 in 3 months

10x hotels5x travel5x gas

Get 140,000 points after spending $4,000 in the first 3 months, with a $99 annual fee. Earn 10 points per dollar at IHG hotels and 5 points on travel and dining.

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7Ink Business PreferredModels · #2–#163
Ink Business Preferred
Chase$95 / yrPoints

Earn 100,000 points (~$1,250 est. value) after $8,000 in 3 months

3x travel3x shipping3x tv_internet_streaming

Earn 100,000 points after spending $8,000 in the first 3 months, with a $95 annual fee. Enjoy 3 points per dollar on travel and select business categories.

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Capital One Venture X Rewards
Capital One$395 / yrMiles

Earn 75,000 miles (~$750 est. value) after $4,000 in 3 months

10x hotels_car_portal5x flights_portal5x entertainment_portal

Receive 75,000 miles after spending $4,000 in the first 3 months, with a $395 annual fee. Earn 10 points per dollar on hotels and 5 points on flights booked through Capital One.

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Delta SkyMiles Platinum American Express
American Express$350 / yrMiles

Earn 90,000 miles (~$1,080 est. value) after $4,000 in 6 months

3x airlines3x hotels2x dining

Earn 90,000 miles after spending $4,000 in the first 6 months, with a $350 annual fee. Enjoy 3 miles per dollar on Delta purchases and direct hotel bookings.

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Delta SkyMiles Gold American Express
American Express$150 / yrMiles

Earn 80,000 miles (~$960 est. value) after $3,000 in 6 months

2x airlines2x dining2x groceries

Receive 80,000 miles after spending $3,000 in the first 6 months, with a $150 annual fee. Earn 2 miles per dollar on Delta purchases and dining.

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11United QuestModels · #9–#12
United Quest
Chase$350 / yrMiles

Earn 80,000 miles (~$968 est. value) after $4,000 in 3 months

4x airlines5x hotels_portal2x travel

Get 60,000 miles after spending $4,000 in the first 3 months, with a $350 annual fee. Earn 4 miles per dollar on United purchases and 5 points on hotels booked through the portal.

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12World of Hyatt BusinessModels · #11–#12
World of Hyatt Business
Chase$199 / yrPoints

Earn 70,000 points (~$1,400 est. value) after $7,000 in 3 months

4x hotels2x top_category2x gyms_fitness

Earn 70,000 points after spending $7,000 in the first 3 months, with a $199 annual fee. Enjoy 4 points per dollar at Hyatt hotels and 2 points in top categories.

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Delta SkyMiles Reserve American Express
American Express$650 / yrMiles

Earn 50,000 miles (~$600 est. value) after $10,000 in 6 months

3x airlines1x everything_else

Receive 50,000 miles after spending $10,000 in the first 6 months, with a $650 annual fee. Earn 3 miles per dollar on Delta purchases.

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14Chase Freedom FlexBest No-FeeModels · #13–#15
Chase Freedom Flex
Chase$0 / yrCash Back

Earn $250 after $500 in 3 months

5x rotating5x travel_portal3x dining

Earn $250 after spending $500 in the first 3 months, with no annual fee. Enjoy 5% on rotating categories and 3% on dining.

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Wells Fargo Signify Business Cash
Wells Fargo$0 / yrCash Back

Earn $500 after $5,000 in 3 months

2x everything_else

Get $500 after spending $5,000 in the first 3 months, with no annual fee. Earn 2% on all purchases.

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16Wells Fargo Active CashBest for BeginnersModels · #15–#16
Wells Fargo Active Cash
Wells Fargo$0 / yrCash Back

Earn $100 after $500 in 3 months

2x everything_else

Receive $100 after spending $500 in the first 3 months, with no annual fee. Earn 2% on all purchases.

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