Best Credit Card Signup Bonuses
The most valuable credit card signup bonuses available right now, ranked by bonus value and overall appeal.
The best signup bonuses combine high point or miles values with manageable spending requirements and reasonable annual fees. We've ranked these offers by their overall value proposition, factoring in the bonus itself, how quickly you can earn it, and what the card delivers long-term.
Consensus ranking, combined Borda-count vote of 3 models.
Quick Comparison
| # | Card | Annual Fee | Signup Bonus | Top Category | Base Rate | Intro APR |
|---|---|---|---|---|---|---|
1 |  The Platinum CardBest Overall | $895 | 175,000 points (~$2,100) | 5x Airlines | 1x | - |
27 | $99 | 140,000 points (~$700) | 26x Hotels | 3x | - | |
34 | $99 | 140,000 points (~$700) | 26x Hotels | 3x | - | |
4 | $95 | 100,000 points (~$1,250) | 3x Dining | 1x | - | |
53 |  Chase Sapphire ReserveBest Premium | $795 | 100,000 points (~$1,250) | 4x Hotels | 1x | - |
63 | $325 | 100,000 points (~$1,200) | 4x Dining | 1x | - | |
71 | $395 | 75,000 miles (~$750) | 2x Everything Else | 2x | - | |
83 | $95 | 100,000 points (~$1,000) | 5x Transit | 1x | - | |
91 | $350 | 100,000 miles (~$1,200) | 3x Airlines | 1x | - | |
101 | $650 | 125,000 miles (~$1,500) | 3x Airlines | 1x | - | |
111 | $150 | 90,000 miles (~$1,080) | 2x Airlines | 1x | - | |
121 | $350 | 60,000 miles (~$726) | 4x Airlines | 1x | - | |
135 | $199 | 60,000 points (~$1,200) | 4x Hotels | 1x | - | |
14 |  Chase Freedom FlexBest No-Fee | $0 | $200 | 5% Rotating Categories | 1% | 0% for 15mo |
151 | $0 | $500 | 2% Everything Else | 2% | 0% for 12mo | |
161 | $0 | $200 | 2% Everything Else | 2% | 0% for 12mo | |
17 | $39 | - | 3% Dining | 1% | 0% for 12mo |
Earn 175,000 points (~$2,100 est. value) after $12,000 in 6 months
Earn 175,000 Amex points worth up to $2,100+ with just $12,000 in spending over 6 months. You'll get 5x points on airlines and hotels, plus premium travel benefits that justify the $895 annual fee for frequent travelers.
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Earn 140,000 points (~$700 est. value) after $4,000 in 3 months
Earn 200,000 IHG points with $9,000 in spending over 6 months and only $99 in annual fees. The card delivers 26x points per dollar at IHG hotels and 5x on travel, dining, gas, and other categories.
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Earn 140,000 points (~$700 est. value) after $3,000 in 3 months
Earn 185,000 IHG points with only $6,000 in spending over 6 months and a $99 annual fee. You'll earn 26x points per dollar at IHG hotels plus 5x on travel, gas, and dining.
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Earn 100,000 points (~$1,250 est. value) after $5,000 in 3 months
Earn 100,000 Chase points with just $5,000 in spending over 3 months. The $95 annual fee is among the lowest for premium travel cards, and you'll earn 5x points on travel and 3x on dining and streaming.
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Earn 100,000 points (~$1,250 est. value) after $6,000 in 3 months
Get 100,000 Chase points with $6,000 in spending over 3 months, redeemable for $1,500+ in travel. The card offers 8x points on travel bookings through the Chase portal and includes $300 in annual travel credits that offset the $795 fee.
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Earn 100,000 points (~$1,200 est. value) after $8,000 in 6 months
Earn 75,000 miles (~$750 est. value) after $4,000 in 3 months
Earn 75,000 Venture X miles with $4,000 in spending over 3 months, worth $750+ in travel value. The card features 10x miles on hotels and car rentals booked through the portal and 5x on flight bookings.
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Earn 100,000 points (~$1,000 est. value) after $8,000 in 3 months
Business owners can earn 100,000 points with $8,000 in spending over 3 months. The $95 annual fee is minimal, and the card offers 5x points on transit and logistics spending plus 3x on travel purchases.
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Earn 100,000 miles (~$1,200 est. value) after $6,000 in 6 months
Earn 100,000 Delta miles with $6,000 in spending over 6 months. The $350 annual fee includes benefits like checked bag credits and priority boarding, though baseline earning is 3x on airlines and 2x on groceries and dining.
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Earn 125,000 miles (~$1,500 est. value) after $9,000 in 6 months
Earn 125,000 Delta miles with $9,000 in spending over 6 months. The $650 annual fee is steep and includes benefits like airline fee credits and lounge access, but earning is limited to 3x on airlines.
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Earn 90,000 miles (~$1,080 est. value) after $5,000 in 6 months
Earn 90,000 Delta miles with $5,000 in spending over 6 months and a $150 annual fee. The card offers 2x points on dining, groceries, and airline purchases, making it the most affordable Delta option.
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Earn 60,000 miles (~$726 est. value) after $4,000 in 3 months
Earn 60,000 United miles with $4,000 in spending over 3 months. The $350 annual fee includes checked bag and seat selection credits, and you'll earn 4x miles on airlines and 5x through the hotel portal.
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Earn 60,000 points (~$1,200 est. value) after $5,000 in 3 months
Earn $200 after $500 in 3 months
Earn $200 cash back with just $500 in spending over 3 months, and there's no annual fee. You'll earn 5x percent cash back on rotating categories, 5x on travel through Chase, and 3x on dining.
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Earn $500 after $5,000 in 3 months
Earn $500 cash back with $5,000 in spending over 3 months and no annual fee. The card offers a flat 2% cash back on all business purchases with no category restrictions.
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Earn $200 after $500 in 3 months
Earn $200 cash back with $500 in spending over 3 months and no annual fee. The straightforward 2% cash back on all purchases keeps things simple, with bonus 0% APR periods available.
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0% intro APR for 12 months on purchases & balance transfers
No signup bonus listed, but the $39 annual fee is low for a card offering 3% cash back on dining, entertainment, streaming, and groceries. The 0% intro APR periods provide additional value for balance transfers or purchases.
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