Delta SkyMiles Gold American Express
80,000 miles welcome · 2x on airlines · $150/yr

The Delta Gold is the entry point for Delta flyers who want the core travel perks without a premium fee: your first checked bag is free on Delta flights for you and up to 8 companions on the same reservation, along with priority boarding and 15% off award flights booked on delta.com. At $150 a year, one family trip with a couple of checked bags can cover the fee on its own. Earning is modest at 2 miles per dollar on Delta purchases, dining, and U.S. supermarkets, with 1 mile everywhere else, so this is a card you carry for the airline benefits rather than the earn rates. The welcome offer was recently trimmed from 90,000 to as high as 80,000 miles after $3,000 in spend over 6 months, and it varies by applicant. The $200 Delta Flight Credit requires $10,000 in calendar-year spend, so treat it, the up to $100 Delta Stays credit, and the monthly rideshare credit as extras rather than reasons to apply.
Earn rates & credits
| Category | Rate |
|---|---|
Airlines Delta purchases | 2x |
Dining | 2x |
Groceries U.S. supermarkets | 2x |
Everything Else | 1x |
| Benefit | Value |
|---|---|
20% Inflight Purchase Credit Receive 20% savings in the form of a statement credit on eligible Delta in-flight food and beverage purchases. | 20% |
Rideshare Statement Credit Earn up to $10 in statement credits each month on U.S. rideshare purchases with select providers | $10 /mo |
Amex Venue Collection Concessions Credit 10% back on qualifying concessions purchases at select stadiums and arenas, up to $250 per calendar year. | 10% |
| Total annual credits | $120 |
Card details
Regular APR | 19.49%–28.49% variable |
Foreign transaction fee | None |