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01 · overview

Delta SkyMiles Gold American Express

80,000 miles welcome · 2x on airlines · $150/yr

Delta SkyMiles Gold American Express
Annual fee
$150
Per year
Sign up bonus
80K mi
After $3,000 in 6 mo · ≈ $960
Credits
$120
3 credits · 5 perks
Median FICO
710
Approved
Median income
$80,000
Approved
Our take

The Delta Gold is the entry point for Delta flyers who want the core travel perks without a premium fee: your first checked bag is free on Delta flights for you and up to 8 companions on the same reservation, along with priority boarding and 15% off award flights booked on delta.com. At $150 a year, one family trip with a couple of checked bags can cover the fee on its own. Earning is modest at 2 miles per dollar on Delta purchases, dining, and U.S. supermarkets, with 1 mile everywhere else, so this is a card you carry for the airline benefits rather than the earn rates. The welcome offer was recently trimmed from 90,000 to as high as 80,000 miles after $3,000 in spend over 6 months, and it varies by applicant. The $200 Delta Flight Credit requires $10,000 in calendar-year spend, so treat it, the up to $100 Delta Stays credit, and the monthly rideshare credit as extras rather than reasons to apply.

Welcome bonus
80K mi
After $3,000 in 6 mo · ≈ $960
Variable offer shown as 'as high as' 80,000 miles; welcome offers vary by applicant and you may not be eligible for an offer
Apply now
02 · earn & credits

Earn rates & credits

Earn rates
CategoryRate
Airlines
Delta purchases
2x
Dining
2x
Groceries
U.S. supermarkets
2x
Everything Else
1x
Estimated value: 1.2¢/mile
Credits & rebates
BenefitValue
20% Inflight Purchase Credit
Receive 20% savings in the form of a statement credit on eligible Delta in-flight food and beverage purchases.
20%
Rideshare Statement Credit
Earn up to $10 in statement credits each month on U.S. rideshare purchases with select providers
$10 /mo
Amex Venue Collection Concessions Credit
10% back on qualifying concessions purchases at select stadiums and arenas, up to $250 per calendar year.
10%
Total annual credits$120
Perks & protections
Free Checked Bags
First checked bag free on Delta flights worldwide and second checked bag free on domestic Delta flights, for you and up to 8 companions on the same reservation
Priority Boarding
Priority boarding on Delta flights (Main Cabin 1 priority)
TakeOff 15
15% off Delta award flights when booking through delta.com or the Fly Delta app
$200 Delta Flight Credit
$200 Delta Flight Credit after spending $10,000 in purchases in a calendar year.
$100 Delta Stays Credit
Up to $100 annual statement credit on prepaid hotels or vacation rentals booked through Delta Stays on delta.com.
03 · card details

Card details

Regular APR
19.49%–28.49% variable
Foreign transaction fee
None
04 · approval odds

Approval odds

n = 5 · 5 approved
Median FICO
710
Median income
$80,000
Credit history
6 yrs
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05 · news

In the news

06 · reading

Further reading