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01 · overview

Delta SkyMiles Gold American Express

80,000 miles welcome · 2x on airlines · $150/yr

Delta SkyMiles Gold American Express
Annual fee
$150
Per year
Sign up bonus
80K mi
After $3,000 in 6 mo · ≈ $960
Credits
$120
3 credits · 5 perks
Median FICO
692
Approved
Median income
$80,000
Approved
Our take

The Gold is the Delta card where the math usually works for casual flyers: the free first checked bag on Delta flights worldwide, for you and up to eight companions on the same reservation, can cover the $150 annual fee on one family trip. It ranks #3 on our Best Airline Credit Cards list and pairs Main Cabin 1 boarding with 15% off Delta award flights through TakeOff 15, plus 2x miles on Delta, restaurants, and U.S. supermarkets. The welcome offer is currently as high as 80,000 miles after $3,000 in six months, back down after a run at 90,000 that ended in July, and welcome offers vary by applicant so you may not see the top number. The credits attached to it come with strings: the $200 Delta flight credit requires $10,000 of spend in a calendar year, the $100 Delta Stays credit only applies to prepaid bookings on delta.com, and the $10 monthly rideshare credit requires enrollment. Everything outside those three categories earns 1x, so it is a benefits card more than an earning card.

Welcome bonus
80K mi
After $3,000 in 6 mo · ≈ $960
Variable offer shown as 'as high as' 80,000 miles; welcome offers vary by applicant and you may not be eligible for an offer
Apply now
02 · earn & credits

Earn rates & credits

Earn rates
CategoryRate
Airlines
Delta purchases
2x
Dining
2x
Groceries
U.S. supermarkets
2x
Everything Else
1x
Estimated value: 1.2¢/mile
Credits & rebates
BenefitValue
20% Inflight Purchase Credit
Receive 20% savings in the form of a statement credit on eligible Delta in-flight food and beverage purchases.
20%
Rideshare Statement Credit
Earn up to $10 in statement credits each month on U.S. rideshare purchases with select providers
$10 /mo
Amex Venue Collection Concessions Credit
10% back on qualifying concessions purchases at select stadiums and arenas, up to $250 per calendar year.
10%
Total annual credits$120
Perks & protections
Free Checked Bags
First checked bag free on Delta flights worldwide and second checked bag free on domestic Delta flights, for you and up to 8 companions on the same reservation
Priority Boarding
Priority boarding on Delta flights (Main Cabin 1 priority)
TakeOff 15
15% off Delta award flights when booking through delta.com or the Fly Delta app
$200 Delta Flight Credit
$200 Delta Flight Credit after spending $10,000 in purchases in a calendar year.
$100 Delta Stays Credit
Up to $100 annual statement credit on prepaid hotels or vacation rentals booked through Delta Stays on delta.com.
03 · card details

Card details

Regular APR
19.49%–28.49% variable
Foreign transaction fee
None
04 · approval odds

Approval odds

n = 3 · 3 approved
Limited data — n = 3. Charts appear once we have 5+ data points. Submit yours to help. Log in to submit →
05 · news

In the news

06 · reading

Further reading