Capital One Venture X Rewards
75,000 miles welcome · 10x on hotels & car rentals (via portal) · $395/yr
The Venture X is the rare premium travel card whose annual fee is easy to recoup: the $300 travel credit for Capital One Travel bookings and 10,000 anniversary miles together offset most of the $395 fee, leaving you with Capital One Lounge and Priority Pass Select access for very little net cost. It ranks #4 on our Best Travel Credit Cards list with a Best Premium badge, and it earns a flat 2 miles per dollar on everyday spending, with 10x on hotels and rental cars and 5x on flights booked through the portal. New cardholders can earn 75,000 miles after $4,000 in spend within 3 months. The catch is that the best value depends on booking through Capital One Travel; if you prefer booking directly with airlines and hotels, the travel credit and elevated earn rates become harder to use. Extras like Hertz President's Circle status, cell phone protection, and up to $120 toward Global Entry or TSA PreCheck round out a strong package for frequent travelers.
Earn rates & credits
| Category | Rate |
|---|---|
Hotels & Car Rentals (via Portal) | 10x |
Flights (via Portal) | 5x |
Entertainment (via Portal) Capital One Entertainment platform purchases only — excludes general entertainment, dining reservations, and Capital One Dining | 5x |
Everything Else | 2x |
| Benefit | Value |
|---|---|
Annual Travel Credit Credit for bookings through Capital One Travel portal | $300 /yr |
Global Entry / TSA PreCheck Credit Up to $120 statement credit for Global Entry or TSA PreCheck application fee | $120 every 4 yr |
PRIOR Subscription Complimentary PRIOR subscription for extraordinary travel experiences and destination guides | $149 /yr |
| Total annual credits | $479 |
Card details
Regular APR | 19.49%–28.49% variable |
Foreign transaction fee | None |
Approval odds
Product changes
Where cardholders came from before landing on this card, and what they moved it to afterwards. Thicker flows carry a larger share of the changes in that direction.
Capital One Venture X Rewards
Capital One Venture X RewardsBased on 2 reported product changes. Percentages are shares of each direction, not of all cardholders, and a small sample can swing a long way.