Capital One Venture X Rewards

The Venture X makes a premium card unusually easy to justify: the $300 annual travel credit for Capital One Travel bookings and 10,000 anniversary miles together come close to covering the $395 annual fee on their own. On top of that you get Capital One Lounge and Priority Pass Select access, 2 miles per dollar on everything, and 10 miles on hotels and rental cars plus 5 on flights booked through Capital One Travel. The welcome offer is 75,000 miles after $4,000 in 3 months. The tradeoff is that much of the value runs through Capital One's portal, so if you prefer booking directly with airlines and hotels, the travel credit and top earn rates are harder to use. Cell phone protection up to $800, Hertz President's Circle status, and no foreign transaction fees are useful extras for frequent travelers.