Best credit card to use at Wyndham.
Wyndham Hotels & Resorts is the largest U.S. hotel chain by property count — about 9,000 hotels — concentrated in mid-scale and economy brands like Days Inn, Super 8, La Quinta, and Ramada, with a smaller upscale presence under Wyndham Grand and the Registry Collection. Wyndham Rewards uses a flat or tiered award chart with redemptions starting at 7,500 points per night, and the program partners with Vacasa for full vacation-rental redemptions — a quirk that gives Wyndham points unusual reach for an economy-leaning chain. Direct bookings at wyndhamhotels.com or in the app earn points; OTA stays do not. Co-brand cards run lower annual fees than the major chains' cards, matching the program's value-tier identity.
- #18.0%8x points
- #2BarclaysCo-branded Wyndham cardAt Hotels by Wyndham, including Wyndham Travel Bundles8.0%8x points
- #36.0%6x points
- #45.0%5x points
- #55.0%4x points
- #65.0%4x points
- #7FNBO5x points on travelAirlines, hotels, car rental, cruise lines, travel agencies, transit, taxis, tolls, and timeshares by merchant category code5.0%5x points
- #85.0%5x points
- #94.0%4x points
- #10PenFed Credit Union4x points on travel4x with PenFed Honors Advantage (military or Access America checking); 3x otherwise4.0%4x points
- #114.0%4x points
- #12Chase3x points on travel (up to $150,000/year, then 1%)Travel, shipping, internet/cable/phone, advertising on search engines and social media (combined $150,000/yr cap)3.8%3x points
- #133.6%3x points
- #14American Express3x points on hotelsPurchases made directly with hotels3.6%3x points
- #153%
- #16Chase3x points on travelTravel other than Air Canada direct purchases, which earn 3x under the airlines category3.0%3x points
- #173.0%3x points
- #183%
- #193%
- #20Navy Federal3x points on travelIncludes airlines, hotels, car rentals, ride-sharing, parking, tolls, museums, amusement parks, and golf courses3.0%3x points
Last updated September 14, 2026