Intuit Business

The Intuit Business card's strongest pitch is a flat 2% cash back on everything with no annual fee, which is a competitive base rate for a small business card. QuickBooks users get extra value: 5% back on Intuit products like QuickBooks, TurboTax, and Mailchimp, and card transactions and receipts sync into QuickBooks automatically. The $300 signup bonus after $3,000 in spending over three months is a reasonable sweetener, and unlimited employee cards with individual limits and category controls come at no extra cost. The catch is the foreign transaction fee, which makes it a poor fit for any spending abroad, and an APR range that runs as high as 35.24%, so carrying a balance would quickly erase the rewards. The partner discounts on Google Workspace, Adobe, LegalZoom, and FedEx are worth a look but should not drive the decision.