20 cards ranked
Best credit card to use at Royal Caribbean.
Travel
Royal Caribbean runs some of the largest cruise ships afloat, and fares booked through the line generally code as travel, earning on cards with a broad travel bonus. Cruise lines sometimes code inconsistently, so a flat-rate travel card or one that counts cruises as travel is the safe play, and onboard spending may post separately.
- #14.0%4x points
- #24.0%4x points
- #34.0%4x points
- #43.6%3x points
- #53%
- #63%
- #73%
- #8Chase3x points on travel (up to $150,000/year, then 1%)Travel, shipping, internet/cable/phone, advertising on search engines and social media (combined)3.0%3x points
- #9Navy Federal3x points on travelIncludes airlines, hotels, car rentals, ride-sharing, parking, tolls, museums, amusement parks, and golf courses3.0%3x points
- #103.0%3x points
- #11Venmo Credit Cardif it’s your top categorySynchrony3% on travel if it's your top eligible spend category that cycleAutomatically on your highest-spend eligible category each statement period (8 eligible: transportation, travel, groceries, entertainment, dining & nightlife, bills & utilities, health & beauty, gas). Drugstores here represents health & beauty; bills & utilities maps to utilities.3%
- #123.0%3x points
- #133.0%3x points
- #142.5%2x points
- #152.5%5x points
- #16Chase5x points on travelTravel, gas stations, select advertising, and restaurants2.5%5x points
- #172.4%2x points
- #182.4%2x points
- #192.0%2x points
- #202.0%2x points
Last updated June 30, 2026