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10 cards ranked

Best credit card to use at Carnival Cruise Line.

Travel

Carnival Cruise Line is the largest U.S. cruise operator by passenger volume, owned by Carnival Corporation (which also owns Princess, Holland America, and Cunard). Cruise bookings code as travel on every card we track. Pre-booked shore excursions, drink packages, and gratuities purchased through the cruise line generally code as travel as well. Onboard charges (folio purchases) often code as travel but sometimes as cruise-specific — worth confirming on a small charge before relying on a 3x travel multiplier.

  1. #1
    Citi Custom Cashif it’s your top category
    Citi
    5% on travel if it's your top eligible spend category that cycle (up to $500/month, then 1%)
    Automatically on your top eligible spend category each billing cycle
    5%
  2. #2
    U.S. Bank
    4x points on travel
    Also gas stations and EV charging, up to $1,000/quarter
    4.0%4x points
  3. #3
    American Express
    3x points on travel
    3.6%3x points
  4. #4
    Bilt
    2x points on travel
    3.0%2x points
  5. #5
    Bilt
    2x points on travel
    3.0%2x points
  6. #6
    Citi
    3% on travel
    Includes Costco Travel
    3%
  7. #7
    Citi
    3% on travel
    Includes Costco Travel
    3%
  8. #8
    Chase
    3x points on travel (up to $150,000/year, then 1%)
    Travel, shipping, internet/cable/phone, advertising on search engines and social media (combined)
    3.0%3x points
  9. #9
    USAA
    3x points on travel
    3.0%3x points
  10. #10
    Wells Fargo
    3x points on travel
    3.0%3x points