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13 cards ranked

Best credit card to use at Polk Audio.

Electronics StoresOnline Shopping

Polk Audio is a Maryland founded speaker and home theater brand dating to 1972, known for bookshelf and floorstanding speakers, soundbars, and subwoofers sold direct online and through electronics retailers. It operates under SoundUnited, the audio group that also owns Definitive Technology, Denon, and Marantz. There is no Polk Audio co-brand credit card, so a card that earns bonus rewards at electronics stores, or one that boosts online shopping purchases when buying direct from polkaudio.com, is the better option for audio equipment purchases.

Picks without a tag earn at Polk Audio both in-store and online. Watch for theOnline onlytag — those bonuses only apply on polkaudio.com.

  1. #1
    U.S. Bank
    5% on electronics stores if you select it as a bonus category (up to $2,000/quarter, then 1%)
    Choose 2 categories each quarter, up to $2,000 combined
    5%
  2. #2
    American Express
    3% on online shopping (up to $6,000/year, then 1%)
    U.S. online retail purchases
    3%
  3. #3
    Robinhood
    3% flat-rate cashback
    3%
  4. #4
    American Express
    2% flat-rate cashback
    2%
  5. #5
    Citi
    2% flat-rate cashback
    1% when you buy, 1% when you pay
    2%
  6. #6
    First Electronic Bank
    2% flat-rate cashback
    Up to 4% with higher crypto balances on Coinbase; requires Coinbase One membership
    2%
  7. #7
    Elan Financial Services
    2% flat-rate cashback
    When deposited into an eligible Fidelity account
    2%
  8. #8
    American Express
    2% flat-rate cashback
    Unlimited 2% cash back on eligible purchases
    2%
  9. #9
    Navy Federal
    2% flat-rate cashback
    Issued on the cashRewards application when approved for a credit limit of $5,000 or more; lower limits receive cashRewards at 1.5%
    2%
  10. #10
    PNC
    2% flat-rate cashback
    2%
  11. #11
    U.S. Bank
    2% flat-rate cashback
    2%
  12. #12
    Wells Fargo
    2% flat-rate cashback
    2%
  13. #13
    Wells Fargo
    2% flat-rate cashback
    2%

Last updated July 9, 2026