Best credit card to use at Best Buy.
Online Shopping
Best Buy is the largest U.S. specialty electronics retailer, with about 950 stores and a strong bestbuy.com presence. In-store and online purchases generally code as electronics or online shopping rather than as a department store, so the answer here usually comes down to a flat online-retail card or a flat-rate card. The My Best Buy Visa offers in-house financing and 5-6% back at Best Buy specifically, but the math only works for shoppers spending several thousand dollars a year on electronics.
Picks without a tag earn at Best Buy both in-store and online. Watch for theOnline onlytag — those bonuses only apply on bestbuy.com.
- #1U.S. Bank5% on online shopping if you select it as a bonus category (up to $2,000/quarter, then 1%)Choose 2 categories each quarter, up to $2,000 combined5%
- #2Blue Cash EverydayOnline onlyAmerican Express3% on online shopping (up to $6,000/year, then 1%)U.S. online retail purchases3%
- #3Hilton Honors American Express SurpassOnline onlyAmerican Express4x points on online shoppingU.S. online retail purchases2.0%4x points
- #43%
- #52%
- #62%
- #7First Electronic Bank2% flat-rate cashbackUp to 4% with higher crypto balances on Coinbase; requires Coinbase One membership2%
- #8Elan Financial Services2% flat-rate cashbackWhen deposited into an eligible Fidelity account2%
- #9American Express2% flat-rate cashbackUnlimited 2% cash back on eligible purchases2%
- #102%