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01 · overview

Navy Federal cashRewards Plus

by Navy FederalCashback

$250 welcome bonus · 2% on everything else · $0 annual fee

Navy Federal cashRewards Plus
Annual fee
$0
No fee
Sign up bonus
$250
After $2,500 in 3 mo
Credits
No tracked credits
Median FICO
Approved
Median income
Approved
Welcome bonus
$250
After $2,500 in 3 mo
Offer valid for accounts opened through 6/30/2026
Apply now
02 · earn & credits

Earn rates & credits

Earn rates
CategoryRate
Everything Else
Issued on the cashRewards application when approved for a credit limit of $5,000 or more; lower limits receive cashRewards at 1.5%
2%
Statement credits
No statement credits tracked.
Intro APR
1.99% for 12 months on balance transfers
Then 14.15%–18% variable APR
03 · approval odds

Approval odds

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