20 cards ranked

Best credit card to use at Philo.

StreamingEntertainment

Philo is a low-cost live TV streaming service focused on entertainment, lifestyle, and reality programming from networks like AMC, Discovery, A&E, and Comedy Central, deliberately skipping pricier sports and local broadcast channels to keep its monthly price well below competitors like Hulu with Live TV or YouTube TV. The service is subscription only, with no cable box or contract required. There is no Philo co-brand credit card, so a streaming or entertainment category card, or a flat-rate cashback card, is the practical way to earn rewards on a Philo subscription charge.

#1
Blue Cash Preferred
American Express
6% on streaming
Select U.S. streaming subscriptions
6%
#2
Discover it Cash Backthis quarter
Discover
5% on entertainment this quarter (Q4 2026) (up to $1,500/quarter, then 1%). Activation required each quarter.
Activation required each quarter
5%
#3
Discover it for Studentsthis quarter
Discover
5% on entertainment this quarter (Q4 2026) (up to $1,500/quarter, then 1%). Activation required each quarter.
Activation required each quarter
5%
#4
Discover it Securedthis quarter
Discover
5% on entertainment this quarter (Q4 2026) (up to $1,500/quarter, then 1%). Activation required each quarter.
Activation required each quarter
5%
#5
NHL Discover itthis quarter
Discover
5% on entertainment this quarter (Q4 2026) (up to $1,500/quarter, then 1%). Activation required each quarter.
Activation required each quarter
5%
#6
US Bank Business Essentials Plusif it’s your top category
U.S. Bank
5% on entertainment if it's your top eligible spend category that cycle (up to $200,000/year, then 2%)
Automatically on your top eligible spend category each month from 8 eligible (accounting & tax services, airlines, cell phone service providers, dining, entertainment, office supply stores, postal & shipping services, utilities), up to $200,000 a year
5%
#7
Chase Sapphire Preferred
Chase
3x points on streaming
3.8%3x points
#8
AAA Daily Advantage Visa Signature
Comenity Capital Bank
3% on streaming
3%
#9
Capital One Savor Cash Rewards
Capital One
3% on entertainment
Also 8% on Capital One Entertainment
3%
#10
Capital One Savor Student Cash Rewards
Capital One
3% on entertainment
3%
#11
Capital One SavorOne Cash Rewards
Capital One
3% on entertainment
3%
#12
Complete Rewards Visa Signature
FNBO
3x points on streaming
Cable, satellite, and other pay television, radio, and streaming services (MCC 4899)
3.0%3x points
#13
PlayStation Visa
Comenity Capital Bank
3x points on streaming
Streaming, cable, and internet subscriptions
3.0%3x points
#14
Venmo Credit Card
Synchrony
3% on entertainment
Movie theaters, concerts, amusement parks, digital goods, and gym or golf memberships. 4% when you split the purchase in Venmo and friends pay you back within 30 days.
3%
#15
Wells Fargo Autograph
Wells Fargo
3x points on streaming
3.0%3x points
#16
Robinhood Gold
Robinhood
3% flat-rate cashback
3%
#17
Citi Strataif you select it
Citi
3x points on streaming if you select it as a bonus category
3x on one eligible self-select category of your choice: Select Streaming Services (the default), Fitness Clubs, Live Entertainment, Cosmetic Stores/Barber Shops/Hair Salons, or Pet Supply Stores. Changeable once per calendar quarter.
3.0%3x points
#18
United Quest
Chase
2x points on streaming
Select streaming services
2.4%2x points
#19
Atmos Rewards Ascent
Bank of America
2x points on streaming
2.0%2x points
#20
Samsung Galaxy Card
Barclays
2% on streaming
Streaming services like Netflix, Disney+ and Spotify
2%