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01 · overview

PlayStation Visa

$100 welcome bonus · 5x on playstation · $0 annual fee

PlayStation Visa
Annual fee
$0
No fee
Sign up bonus
$100
After $500 in 2 mo
Credits
—
4 perks
Median FICO
—
Approved
Median income
—
Approved
Our take

The PlayStation Visa is built for gamers: 5 points per dollar on PlayStation, PlayStation Direct, and Sony Store purchases, plus 3 points on streaming, cable, and internet subscriptions and 2 points on dining and groceries, with no annual fee. The $100 statement credit after just $500 in purchases within 60 days is an easy bonus to earn. Heavy spenders can also unlock a 12-month PlayStation Plus Premium membership, but only after $6,000 in purchases in a calendar year, which is a high bar for a perk most players would otherwise buy for far less. The tradeoff is that everything else earns just 1 point per dollar, the card charges foreign transaction fees, and its points are most naturally redeemed for PlayStation Store codes. If you spend regularly in the PlayStation ecosystem it earns its spot, but outside of that, a general cash back card will serve you better.

Welcome bonus
$100
After $500 in 2 mo
$100 statement credit after $500 in purchases within 60 days of account opening
Apply now
02 · earn & credits

Earn rates & credits

Earn rates
CategoryRate
PlayStation
PlayStation, PlayStation Direct, and Sony Store purchases
5x
Streaming
Streaming, cable, and internet subscriptions
3x
Dining
Includes takeout and delivery
2x
Groceries
Grocery store purchases
2x
Everything Else
1x
Credits & rebates
No credits or rebates tracked.
Perks & protections
PlayStation Plus Premium Membership
12-month PlayStation Plus Premium membership after $6,000 in purchases in a calendar year
PlayStation Store redemptions
Points redeemable for PlayStation Store codes and digital gift cards via the Account Center
Visa Zero Liability
Protection against unauthorized transactions
Roadside Dispatch
24/7 pay-per-use roadside assistance via Visa
03 · card details

Card details

Regular APR
17.74%–31.74% variable
Foreign transaction fee
Yes
04 · approval odds

Approval odds

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05 · reading

Further reading