PlayStation Visa

The 5 points per dollar rate applies only at PlayStation, PlayStation Direct, and the Sony Store, so this card's value tracks how much you spend with Sony rather than how much you spend generally. Around that core, 3 points on streaming, cable, and internet subscriptions plus 2 points on dining and groceries is respectable for a co-brand with no annual fee, with everything else at 1 point per dollar. A $100 statement credit after $500 in purchases within 60 days is an easy bonus to clear, and heavy users who put $6,000 through the card in a calendar year get a 12 month PlayStation Plus Premium membership. The constraints are the redemption path, points come back as PlayStation Store codes and digital gift cards rather than cash, and a foreign transaction fee that makes it a poor travel companion. Worth carrying if the PlayStation ecosystem is where your money goes, hard to justify if it is not.