01 · overview
Citi Strata Elite
by CitiPoints
75,000 points welcome · 12x on hotels & car rentals (via portal) · $595/yr

Annual fee
$595
Per year
Sign up bonus
75K pts
After $6,000 in 3 mo · ≈ $750
Credits
$860
6 credits
Median FICO
—
Approved
Median income
—
Approved
02 · earn & credits
Earn rates & credits
Earn rates
| Category | Rate |
|---|---|
Hotels & Car Rentals (via Portal) On hotels, car rentals, and attractions booked through Citi Travel | 12x |
Flights (via Portal) On air travel booked through Citi Travel | 6x |
Dining 6x on Citi Nights (Fri-Sat 6PM-6AM ET) | 3x |
Everything Else | 1.5x |
Estimated value: 1.0¢/point
Statement credits
| Credit | Value |
|---|---|
Annual Hotel Credit Credit for hotel bookings through the ThankYou Rewards portal | $200 /yr |
Annual Dining Credit $10/month dining credit at eligible restaurants | $10 /mo |
Lifestyle Credit Annual credit for Peloton, SoulCycle, Equinox, and other fitness brands | $120 /yr |
Global Entry / TSA PreCheck Credit Statement credit for Global Entry or TSA PreCheck application fee | $100 every 5 yr |
Annual Splurge Credit Up to $200 annual statement credit on select brands: 1stDibs, American Airlines, Best Buy, Future Personal Training, or Live Nation. | $200 /yr |
Annual Blacklane Credit Up to $200 annual statement credit when booking with Blacklane premium chauffeur service ($100 Jan-Jun, $100 Jul-Dec). | $200 /yr |
| Total annual value | $860 |
03 · approval odds
Approval odds
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04 · news