Best credit card to use at World Market.
World Market, formerly Cost Plus World Market, sells globally sourced furniture, rugs, international foods, and wine across roughly 240 U.S. stores. Most credit cards code these purchases as general retail or department store spending rather than a dedicated home category, so shoppers usually fall back on flat-rate cards like the Citi Double Cash or Wells Fargo Active Cash.
Picks without a tag earn at World Market both in-store and online. Watch for theOnline onlytag — those bonuses only apply on worldmarket.com.
- #1Citi Custom Cashif it’s your top categoryCiti5% on home improvement if it's your top eligible spend category that cycle (up to $500/month, then 1%)Automatically on your top eligible spend category each billing cycle5%
- #2Discover it Cash Backthis quarterDiscover5% on home improvement this quarter (Q2 2026) (up to $1,500/quarter, then 1%). Activation required each quarter.Activation required each quarter5%
- #3Discover it for Studentsthis quarterDiscover5% on home improvement this quarter (Q2 2026) (up to $1,500/quarter, then 1%). Activation required each quarter.Activation required each quarter5%
- #4NHL Discover itthis quarterDiscover5% on home improvement this quarter (Q2 2026) (up to $1,500/quarter, then 1%). Activation required each quarter.Activation required each quarter5%
- #55.0%5x points
- #6Blue Cash EverydayOnline onlyAmerican Express3% on online shopping (up to $6,000/year, then 1%)U.S. online retail purchases3%
- #73.0%3x points
- #8Hilton Honors American Express SurpassOnline onlyAmerican Express4x points on online shoppingU.S. online retail purchases2.0%4x points
- #93%
- #102%
- #112%
- #12First Electronic Bank2% flat-rate cashbackUp to 4% with higher crypto balances on Coinbase; requires Coinbase One membership2%
- #13Elan Financial Services2% flat-rate cashbackWhen deposited into an eligible Fidelity account2%
- #14American Express2% flat-rate cashbackUnlimited 2% cash back on eligible purchases2%
- #152%
- #162%
- #172%
Cards that treat online shopping as a rotating or selectable category, including Chase Freedom Flex and U.S. Bank Cash+, can pay better when ordering rugs or furniture from worldmarket.com. The store also runs a free loyalty program with member coupons that stack with credit card rewards on alcohol and seasonal decor runs.
Last updated May 17, 2026