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17 cards ranked

Best credit card to use at Benjamin Moore.

Home ImprovementOnline Shopping

Benjamin Moore is a premium U.S. paint manufacturer sold through more than 5,000 independent retailers including Aubuchon, Ace Hardware, and dedicated Benjamin Moore shops. Because purchases happen at independent dealers, merchant category coding varies, with some locations coding as home improvement and others as general hardware retail.

Picks without a tag earn at Benjamin Moore both in-store and online. Watch for theOnline onlytag — those bonuses only apply on benjaminmoore.com.

  1. #1
    Citi Custom Cashif it’s your top category
    Citi
    5% on home improvement if it's your top eligible spend category that cycle (up to $500/month, then 1%)
    Automatically on your top eligible spend category each billing cycle
    5%
  2. #2
    Discover
    5% on home improvement this quarter (Q2 2026) (up to $1,500/quarter, then 1%). Activation required each quarter.
    Activation required each quarter
    5%
  3. #3
    Discover
    5% on home improvement this quarter (Q2 2026) (up to $1,500/quarter, then 1%). Activation required each quarter.
    Activation required each quarter
    5%
  4. #4
    NHL Discover itthis quarter
    Discover
    5% on home improvement this quarter (Q2 2026) (up to $1,500/quarter, then 1%). Activation required each quarter.
    Activation required each quarter
    5%
  5. #5
    Wells Fargo
    5x points on home improvement
    5.0%5x points
  6. #6
    American Express
    3% on online shopping (up to $6,000/year, then 1%)
    U.S. online retail purchases
    3%
  7. #7
    Wells Fargo
    3x points on home improvement
    3.0%3x points
  8. #8
    American Express
    4x points on online shopping
    U.S. online retail purchases
    2.0%4x points
  9. #9
    Robinhood
    3% flat-rate cashback
    3%
  10. #10
    American Express
    2% flat-rate cashback
    2%
  11. #11
    Citi
    2% flat-rate cashback
    1% when you buy, 1% when you pay
    2%
  12. #12
    First Electronic Bank
    2% flat-rate cashback
    Up to 4% with higher crypto balances on Coinbase; requires Coinbase One membership
    2%
  13. #13
    Elan Financial Services
    2% flat-rate cashback
    When deposited into an eligible Fidelity account
    2%
  14. #14
    American Express
    2% flat-rate cashback
    Unlimited 2% cash back on eligible purchases
    2%
  15. #15
    U.S. Bank
    2% flat-rate cashback
    2%
  16. #16
    Wells Fargo
    2% flat-rate cashback
    2%
  17. #17
    Wells Fargo
    2% flat-rate cashback
    2%

When a dealer codes as home improvement, cards like the Wells Fargo Bilt and U.S. Bank Cash+ can deliver elevated rewards on Aura, Regal Select, and Advance lines. Ace Hardware locations selling Benjamin Moore can stack ACE Rewards points with credit card cash back, while professional contractors with a Benjamin Moore PRO account get tiered discounts that layer on top of any card rewards.

Last updated May 17, 2026