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Best credit card to use at Walmart.

Online Shopping

Walmart is the country's largest grocer and one of its largest general retailers, but it sits in an awkward spot for credit-card rewards. Most cards' grocery 3-5% bonuses explicitly exclude Walmart (it codes as a discount store, not a supermarket), and Walmart's gas stations code as Walmart, not gas. Walmart.com purchases code as online shopping on most cards, which opens up the strongest non-co-branded earn rates — in-store purchases generally fall back to flat-rate cashback unless you're using a Walmart-issued card.

Picks without a tag earn at Walmart both in-store and online. Watch for theOnline onlytag — those bonuses only apply on walmart.com.

  1. #1
    US Bank Shopper Cash Rewards
    U.S. Bank
    Earns 6% at Walmart
    If selected as one of your 2 quarterly retailers (up to $1,500/quarter, then 1.5%)
    6%
  2. #2
    U.S. Bank Cash+ Visa SignatureOnline onlyif you select it
    U.S. Bank
    5% on online shopping if you select it as a bonus category (up to $2,000/quarter, then 1%)
    Choose 2 categories each quarter, up to $2,000 combined
    5%
  3. #3
    Blue Cash EverydayOnline only
    American Express
    3% on online shopping (up to $6,000/year, then 1%)
    U.S. online retail purchases
    3%
  4. #4
    Hilton Honors American Express SurpassOnline only
    American Express
    4x points on online shopping
    U.S. online retail purchases
    2.0%4x points
  5. #5
    Robinhood Gold
    Robinhood
    3% flat-rate cashback
    3%
  6. #6
    Blue Business Cash from American Express
    American Express
    2% flat-rate cashback
    2%
  7. #7
    Citi Double Cash
    Citi
    2% flat-rate cashback
    1% when you buy, 1% when you pay
    2%
  8. #8
    Coinbase One
    First Electronic Bank
    2% flat-rate cashback
    Up to 4% with higher crypto balances on Coinbase; requires Coinbase One membership
    2%
  9. #9
    Fidelity Rewards Visa Signature
    Elan Financial Services
    2% flat-rate cashback
    When deposited into an eligible Fidelity account
    2%
  10. #10
    Graphite Business Cash Unlimited
    American Express
    2% flat-rate cashback
    Unlimited 2% cash back on eligible purchases
    2%
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